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Pattaya Searching for nice beaches, hot girls and affordable cost? Pattaya is the best choice for you. A visit to Pattaya is a wonderful way to explore the beaches along the Gulf of Thailand. Pattaya is the centre of the Pattaya-Chonburi Metropolitan Area - the conurbation in Chonburi Province - with a total population exceeding 1,000,000. It is on the east coast of the Gulf of Thailand, about 100 kilometres (62 mi) southeast of Bangkok. Pattaya is about 1 1⁄2 hours, or 120 kilometres (75 mi) by road from Suvarnabhumi Airport, Bangkok's international hub. By road, it is accessed from Sukhumvit Road and Motorway 7 from Bangkok. Pattaya is also served by charter flights via U-Tapao International Airport which is 45 minute drive south of the city. Pattaya has a tropical wet and dry climate, which is divided into the following seasons: hot and dry (December to February), hot and humid (March and April), and hot and rainy (May to November).
Thai Brides

Dating Thai Brides Is Your Way to Happiness

We all look forward to getting married one day and build a family. Thailand ladies are a hotcake for guys out there looking for young and beautiful women for long lasting relationships. Because of their firm cultural foundations, consider yourself lucky man if you find a cute, respectful and adorable woman to be part of your life. Thailand brides are known to for stunning appearance, sexy and petite bodies.

Fortunately, online dating has provided a perfect opportunity where you can meet your soulmate. Nobody wants to be lonely and the journey to begin your search for a Tai lady should start from here. Our website has a vast collection of find Thai bride profiles that guarantee you will find a match that will meet your requirements. We are the best choice if you’re looking to find dating websites that will walk with you every step to find your happiness.

How to Find Thai Bride?

It may not be easy to spot a good woman on the street that is suitable for marriage. At Thaikisses, we understand this and have put in place excellent and tech savvy communication features on our site to boost member interaction. Once you sign up on our website, you’re only a few clicks away from realizing your dream of quitting the singles club. Our website has an extremely simple and friendly user interface making it easier for you to customize your searches.

Make Your Life More Interesting with Thai Brides

We understand that looking for partner who is willing to get married one day is something that is always on everyone’s mind. The modern society is fast paced which leaves many men with little or no time to socialize. With this in mind, our extensive Thai bride catalogue is there to help you simplify your search and find your ideal partner. Many singles are keen to make the right choice when it comes to finding the right marriage partner.

Is It Possible To Meet a Marriage Partner Online?

At ThaiKisses, we go an extra mile to ensure you find young Thai brides that match your personality and expectations. If you think it’s impossible to find a marriage partner online or have simply given up searching, try our website and see for yourself the great results. The only Thai brides cost expected from you is to sign up for free and begin browsing for potential matches. We guarantee that immediately you become our member, wedding bells are about to ring.
Bangkok Bangkok is the capital and most populous city of Thailand. It is known in Thai as Krung Thep Maha Nakhon or simply About this sound Krung Thep. The city occupies 1,568.7 square kilometres in Central Thailand, and has a population of over 8 million. Like most of Thailand, Bangkok has a tropical savanna climate and is under the influence of the South Asian monsoon system. It experiences three seasons, hot, rainy and cool. Bangkok is everything you'd expect from the capital of Thailand: it's noisy, crowded, colorful, exciting, infuriating, and smile inducing.There are ancient sites to be visited such as Wat Phra Keaw, Wat Pho and Wat Arun and modern shopping malls that have a kitschy yet high-end ambiance such as Siam Paragon, Central World MBK and Emporium. Bangkok can be overwhelming as its lifeforce smacks you in the face, but it's a fascinating city that represents Southeast Asia's tension between the developed and developing worlds.
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Ladyboys making a living of their features are very exuberant and flamboyant, speaking high and loud, permanently overacting, and well known for their burst of moods. They very often speak a good English. Since they revenue depends on how pretty they are, they will financially invest a lot more on their features, breast augmentation being the most obvious one, and some will seriously increase to seriously big sizes. Then plastic and facial cosmetic surgery will be next on the list and many of them tend to have a very similar nose shape. Even the Adam's apple, often giving them away, can be corrected. And of course few will go through the ultimate surgical procedure and become a woman.
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Thai Ladies

What you need to know about Thai ladies - Life with Thai ladies

Increasingly arise mixed pairs. Especially often partnerships between Thai ladies and German men come about. This is not surprising, because Thai ladies have many advantages to offer, which can be really harmonious relationship. A life with a woman from Thailand has its merits, because alone in character the ladies are quite different as the German women.

Thai ladies have character

Among the positive features of Thai ladies is one of the character in any case. The character of a Thai lady is designed very large, which suggests are especially appealing a relationship with the Asian beauty. Ranging from sweet and shy, to properly defending and opinion representative, everything is possible with these ladies. Usually Thai ladies are very fond of, but still confident. They have a character cheer, having clear assertiveness. The man has for a woman at his side, saying their own opinion and not all agree what the Lord imagines that.

The appearance - Thai ladies take care about their appearance

Make no mistake about nothing, a man always goes after the appearance of a woman. That's perfectly fine, after you see the woman first, before the character can be met. Thai ladies have the good quality, very to pay attention to their appearance. They have thick black hair that is shiny and clean. Pay attention to their bodies and have a gentle, soft, dark skin on. The hands are usually petite, but can do many things, as the ladies are accustomed to hard work. The face of a Thai lady expresses always what she thinks just. The idea of ​​Asian practically read off the face. Many German men find the little snub nose, slightly slit eyes and the sensual mouths of Thai ladies particularly attractive. But the nails make her a lot, because a lot of women from Thailand, have no need to seek to make fake gel nails because their own nails are neat vigorously. As for the height and the body mass, there are in Thailand just different women, as well as in all other countries.

Faith and culture of Thai ladies

As good as all Thais are very religious. Usually they go to Buddhism and to this belief even strangers bring very close. As a German man the knowledge of Buddhism is usually very low, so rather superficial. But with a Thai lady on the side of faith and also the Thai culture can be learned quickly. Many German men learn all even love properly. Who can make friends with the Thai culture and beliefs and this respected unconditionally, can even think about emigrating to Thailand. Often, the Thai ladies live in Germany, but especially when it comes to the fine age, Thailand can be a nice retirement home. The country offers a wonderful warm climate, an incredible flora and fauna as well as many warm people. Just as German retiree has to lead to good opportunities in Thailand a beautiful life, because paid the German pension, which is worth a lot in Thailand. However, life in the distant land is a small change, with the right woman on the side, but it is good to succeed, to get used to the Buddhist temples and rituals, as well as to the markets, the only open at night, ,

Thai ladies can cook well

Thai ladies take good care about food. With a Thai partner that's no problem. Actually all Thai ladies can cook well and above all thai food is very healthy. It is cooked much with rice, rice noodles and glass noodles. When meat is dear to poultry or beef instead resorted to greasy pork. The cooking of Thai ladies are very extensive and many dishes take a long time to complete. Fast cooking there are rather rare in this culture. The ladies take the time for preparation of food but very happy. Of course there are also unusual things that tend not to want to eat a German. Not only Chinese grab happy times to insects, but also the Thais also boiled chicken feet with include on the menu. A Thai partner would never force or persuade her to eat these things but her husband. Thai ladies respect the faith, the culture and also the menu of German very well and are even willing to learn the recipes for numerous German courts.

Thai ladies are very caring

When a man, a Thai lady can call his own, he can feel very big. For Thai ladies are very proud of their German partners and nurture them accordingly. There will be lip-read every wish. The man it is hapern nothing and he can feel well looked after. If he gets sick, the woman does everything so that he will quickly recover. The man's well-being is very important to the Thai lady. The Thai ladies also have very old-fashioned values, what the man benefits but. Because the women take over without a murmur the housework, cooking and care of any children. Nevertheless, as a woman is willing to enter into the world of work.

From the relationship to marriage

A relationship with a Thai lady is usually very straightforward. Life is easy, simple and simply beautiful. Getting to know does not proceed otherwise, as with women of other countries of origin. If it fits, it is very good if it still does not fit, everyone goes their separate ways. The acquaintance is always very easy, because the Thai ladies very accessible people. The heart of each man can also win very quickly. Often the little sweet smile is there already sufficient that the Thai ladies apparently can all very good. Runs the relationship well, even a marriage with a Thai lady can not be excluded. In the relationship, all family members are met, as a rule. The Thai lady learns the man's family and the latest in Thailand holiday the partner can then get to know her family. Here it is important that the man is liked. Like the Thai family the German man not, there is usually not even in marriage. The Thai people is very important family life. The opinion of the parents is the lady important. If it comes to marriage between a German man and a Thai lady, has unfortunately demonstrated in the first time that it is not a marriage. Love should always be shown openly. Even surprise visits of authorities should be considered. It is therefore very important that is lived from the beginning. Even before the marriage a common apartment should be inhabited.

Until the end of life

A marriage to a Thai lady goes in most cases until the end of life. Because the women place much value on traditions and beliefs. Marriage is very meaningful, and the oath of eternal love and fidelity is not broken. Even with problems in marriage a Thai lady does not just assume. If there are children from previous relationships of man, these are as much loved and cared for by the new woman, as if they were their own children. With a Thai lady a real family life can not be excluded. The women are patient, loving and yet have a certain assertiveness. Who wants to have a varied, exciting yet harmonious marriage, which should deal with the Thai ladies quietly take a closer. You could be the woman for life.
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Free Chat

Beautiful thai girls are looking for Thailand chat, friendship and dating

With our Thailand Chat we offer you and single ladies from Thailand the possibility to get in contact with each other. Since its release in 2006, our website has become the largest Thailand dating portal. Hundreds of thousands of singles from all over the world to make contact with unmarried Thai women. Our chat that we offer you on our website
https://www.thaikisses.com, allows you to easily meet female singles from Thailand, to flirt, how much you want to later date in real in the paradise country Thailand.

Our Thailand chat is continuously gaining new members

We offer you the best Thailand chat room to socialize with beautiful women from Southeast Asia. Our chat Thailand allows you and thousands of other lonely men to communicate with women in Thailand via webcam and text messaging. Every week, thousands of new members sign up for our Thailand chat. For you, this means that you can contact new members daily in chat and get to know each other. Convince yourself, register as a new member and browse thousands of profiles of Asian beauties today.

Our chat Thailand makes it easy for you to find a partner

Our goal is to find your dream partner. On our website we offer you the opportunity to search and write news, whether flirting, friendship or wedding - with us you will find your perfect date. It is important to us that you enjoy the search for a date or your life partner. With our chat Thailand it is never easier to find your perfect partner in Thailand. Why wait longer? Try our Chat Thailand.

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If you've been to Thailand before, you know that Thai women are some of the most beautiful women in the world. If you want to find and get to know an attractive Thai woman, do not wait any longer and sign up for free on our website Thaikisses.com today. The majority of beautiful Thai women using our Thai dating site can reasonably communicate with you in written and spoken English. Nevertheless, if you are looking for a Thai partner, we recommend learning the Thai language yourself. The majority of Thai women who have registered on our dating site to meet foreign males are able to communicate well with you in English. To finally experience the joy of Thai dating, you just need to sign up for free on our Thailand dating site thaikisses.com. Immediately after signing in, you can search and send text messages to women or invite you to Thailand Chat live in a chat room. As a special service we offer our members online translations of profile descriptions, chat and text messages. We are proud that our website is one of the few big, reputable Thailand dating sites in the world.

Meet your dream woman in Chat Thailand!

On our website Thaikisses.com we make it easy for you to get to know married, pretty women from Thailand via the Internet. Our online dating platform gets the search for a single Thai beauty going. Thousands of women introduce themselves on our Thailand dating site with the aim of building a lasting relationship. Whether you enjoy communicating with particularly attractive women via webcam chat, exchanging text messages, or just flirting with women via chat, enjoy our dating service that we provide online. Join Thaikisses.com today and see for yourself our services and benefits.

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The Hongkong And Shanghai Banking Corporation Limited (hsbc) Thailand Thailand Bank HSBC in Thailand HSBC initially opened for business in Thailand in 1888 and has been serving Thai people for 13 decades. It was the first commercial bank in Thailand.
HSBC has made significant contributions to the establishment of solid foundations for Thailand’s financial and banking sectors. For example, in 1889 HSBC issued the first banknotes in Thailand. HSBC also issued the first foreign loan to the Thai government for its railroad construction project. HSBC has always been a major driving force behind Thailand’s commerce and economy.
Throughout the past 130 years HSBC has based its standard services on an in-depth local knowledge and a true recognition of the Thai people’s changing needs. HSBC is committed to its goal to be the best bank and a key driving force for the Thai economy and Thai society.
Today, HSBC provides a comprehensive range of financial and banking services to corporate customers.

History timeline

1888 – The first step in Thailand
HSBC was established as the first commercial bank in Thailand on 2 December 1888 as Hongkong and Shanghai Banking Corporation during the reign of King Chulalongkorn. Its first office was located at “the old Belgian Consulate” on Charoenkrung Road.
1889 – Introduced first banknotes
The bank introduced the first banknotes into Siam in 1889 with the permission of Siamese authorities. The currency notes were issued in denomination of one, five, 10, 80, 90 and 100 ticals (baht) which were used widely to pay debts and taxes among customs officials and other government offices. When the Bank of Thailand issued its own banknotes in 1902, the amount of the Bank’s banknotes in circulation decreased gradually.
1890 – Moving to “Tanam Si Phraya”
In 1890, the bank moved to a Roman-style building, known today as Tanam Si Phraya, which was also the site of a luxury hotel called The Oriental for 87 years. The office building was declared officially open by HRH Prince of Chandaburi, then the Minister of Finance.
1905 - Siam's first foreign loans
The first public overseas loan to the Siamese government was issued in 1905 for the announced purpose of railway construction. The government, under the advice of a British financial expert, wished to retain a minimum treasury balance of 22 million baht. Railways were of a high priority in the unification and centralization of the Kingdom, and therefore the decision was made to borrow abroad.
The Siamese Ambassador in Paris approached two banks – one British, HSBC, and one French, Banque de I'Indo-Chine, the French and British issued bonds were to rank pari passu and the loan was issued in both London and Paris in March 1905. The actual signing of the agreement was celebrated with a dinner at the Savoy for 20 people including the Siamese Ambassador to Paris, Phraya Suriyanuwatr.
1977 – Moving to Siam Center
In 1977, the Bank moved from Tanam Si Phraya to Siam Center Department Store.
1982 – Moving to HSBC Building on Silom
In 1982, the Bank moved to the HSBC Building on Silom road for 20 years until 2001.
2001 – Moving to HSBC Building on Rama IV
On 9 February 2001, the bank moved to its current location of the HSBC Building on Rama IV road.
United Overseas Bank Limited

United Overseas Bank Limited



United Overseas Bank Limited (commonly known as UOB; simplified Chinese: 大华银行有限公司; traditional Chinese: 大華銀行有限公司; pinyin: Dàhuá Yínháng Yǒuxìan Gōngsī;) is a Singaporean multinational banking organisation headquartered in Singapore, with branches mostly found in most Southeast Asian countries. Founded in 1935 as United Chinese Bank (UCB) by Sarawak businessman Wee Kheng Chiang, the bank was set up together with a group of Chinese-born businessmen. The bank is the third largest bank in South East Asia by total assets UOB provides commercial and corporate banking services, personal financial services, private banking and asset managementservices, as well as corporate finance, venture capital, investment, and insurance services. It has 68 branches in Singapore and a network of more than 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America. On August 6, 1935, businessman Wee Kheng Chiang, together with six other friends, established the bank after raising S$1 million. The bank was named United Chinese Bank (UCB) to emphasize its links to the Chinese population in Singapore. On October 1935, UCB opened for business in the three story Bonham Building. In 1965, the bank was renamed to United Overseas Bank and opened its first overseas branch in Hong Kong. In 1970, UOB was listed on the Joint Stock Exchange of Singapore and Malaysia, at that time the stock exchange have office in both Singapore and Kuala Lumpur. After it was publicly listed, the bank went through a series of targeted acquisitions. The bank first acquired the controlling stake of Chung Khiaw Bank in 1971, which expanded its domestic presence and also gave the bank offices in Malaysia and Hong Kong. A new logo for both United Overseas Bank and Chung Khiaw Bank was launched in January 1972. In 1973, UOB then acquired Lee Wah Bank, which provided services in Malaysia and Singapore. In that same year, the bank built a new 30 storey office tower in place of the Bonham Building, which was named the UOB Building (now known as UOB Plaza 2). The company continued with acquisitions, with Far Eastern Bank in 1984, Westmont Bank (now known as UOB Philippines) and Radanasin Bank (now known as United Overseas Bank (Thai) Public Company Limited) in 1999. The bank then merged with the Overseas Union Bank Limited (OUB) in a deal estimated to be worth S$10 billion in 2001. In 2002, UOB started expanding into the Chinese market by opening a new full service branch office in Shanghai and upgrading of its Beijing office to a full-service branch. UOB has branches and offices located across Asia Pacific, North America and Western Europe, with most of their operations located mainly in Southeast Asian countries such as Brunei, Malaysia, Indonesia, Myanmar, Philippines, Thailand and Vietnam. In December 2011, United Overseas Bank launched its free mobile UOB Mobile application. Mobile Cash, a key feature of this application, allows all UOB customers to send cash to any registered recipient who can withdraw the money from more than 600 UOB ATMs in Singapore. Initially only available on the Apple Appstore, the application soon became available to users of Android and Blackberry smartphones.
Thailan Military Bank Tmb

Thailan Military Bank(TMB)



Background In 1957,with Five Decades of Strength,with the brainchild of Field Marshall Sarit Tanarat, to operate a commercial banking business under the Commercial Banking Act B.E. 2488 (1945). The Bank commenced its operations in 1957 at the headquarters on Rajadmnoen Avenue , Bangkok. At the time, it operated within a limited scope of business, aiming to provide financial services exclusively for military units and their personnel. With subsequent development and growth, the Bank opened its first branch, Rajaprasong Branch, Bangkok, in 1963. Between 1964 and 1973, TMB diversified the scope of its financial services into the business sector and the private sector to respond to the government’s Economic Development Master Plan. The year 1973 marked another milestone of the Bank to become a full commercial bank with its customer base expanded to include the general public, adopting a slogan “Thai Military Bank, the Bank for all people”. In 1978,Turning to a Full Commercial Bank, TMB relocated its head office form No.2 Rajadmnoen Avenue , Bangkok. to a new office building at the corner of Phayathai and Si Ayutthaya Roads. Most importantly in 1982, His Majesty the King bestowed on the Bank a royal appointment to become a commercial bank under His Majesty’s royal patronage. The year also saw the Bank increase its registered capital for the first time from 100 million baht. Further, the Bank in the same year computerized its operating system, which enabled inter-branch deposis and withdrawals within Bangkok Metropolitan area for the first time in 1983, with the deposit system fully computerized in 1985. In 1987, the Bank expanded its financial serviced abroad by incorporating TMB Finance (Hong Kong) Company Limited, which was later upgraded to the Hong Kong Representative office. In 1993,TMB head office was moved again to the present premises on Phahon Yothin Road. The new headquarters were fully equipped with the facilities to efficiently provide customers with full financial services. Then in 1994, the Bank changed its status to a public limited company under the Public Limited Companies Act 1922 (B.E.1535). In 1987,the Bank expanded its financial serviced abroad by incorporating TMB Finance (Hong Kong) Company Limited, which was later upgraded to the Hong Kong Representative office. In 1993,TMB head office was moved again to the present premises on Phahon Yothin Road. The new headquarters were fully equipped with the facilities to efficiently provide customers with full financial services. Then in 1994, the Bank changed its status to a public limited company under the Public Limited Companies Act 1922 (B.E.1535). During 1993 -1995 the Bank pursed a “To Become a Quality Bank” policy, phase1 featuring a stage of preparedness aimed at upgrading and rationalizing various areas of its operations. To achieve this, the Bank implemented the Total Quality Service activities and consistently undertaken an array of quality development projects such as adoption of the Quality Branch system, development of internal communication system to allow electronic transmission of information via e-mail and the intranets, introduction of an electronic interbank debiting system, upgrade of financial services to the ISO9000 standards, and opening of the Thai Military Mutual fun Management Company Limited, which became officially operative on September 9 , 1966. In 1997, the Bank carried on the second phase of the “To Become a Quality Bank” policy, which was divided into three levels: organizational, operational and staff. In 2004,TMB was merged with DBS Thai Danu Bank and the Industrial Finance Corporation of Thailand, with legal effect from September 1, 2004, thereby forming a new bank with comprehensive banking services. With its post-merger asset size of around 700 billion baht, the Bank became Thailand’s fifth largest commercial bank. Moreover, having an insurance company and as asset management company under its umbrella put the Bank in an excellent position to conduct a universal banking business. In 2007, the Bank issued and offered 25,000 Million new common shares for sale to ING Bank N.V., one of the top 20 world-class financial institutions and ranking among the 10 biggest financial groups in Europe, and also for preferential offering to the Ministry of Finance and other existing shareholders, with the unsubscribed portion to be offered to financial institutions and funds overseas. Such share offering was a great success, bringing in total new funds of approximately 37.622 billion baht for the Bank and helping strengthen its financial position with CAR rising to 14.4% as of year-end 2007. In 2008 - Present,To be the leading Thai bank with world-class financial solutions.
Thailand Moves Towards Massive Blockchain Adoption By Prashant Jha

Thailand is moving towards a mass blockchain adoption, where 22 banks and enterprises have decided to come together to build a common blockchain payment system for the country. The news came to light through a blog post published by Siam Commercial Bank (SCB). The blog post reveals that the Thai Bankers Association which comprises of 14 banks along with 7 state-owned enterprises and businesses have come together to build the Thailand Blockchain Community. The main aim of the Blockchain association is to enhance the efficiency and competitiveness. The blog post also shed some light on the participating members of the project and read: “The organization that initiated the creation of Thailand Blockchain Community Initiative consists of Siam Commercial Bank. Bangkok Bank Krung Thai Bank Public Company Limited Krungsri Ayudhya Bank Kasikorn Bank Kiatnakin Bank CIMB Thai Bank TMB Bank, TISCO Bank, Thanachart Bank, Bank for Agriculture and Agricultural Cooperatives, UOB Bank, Standard Chartered Bank (Thai) and Government Savings Bank.” The project will be headed by the Commercial Bank of Thailand and lists IBM and Accenture as the consultant firms. Thailand’s SCB bank has been showing interest in implementing blockchain for better transaction time and lower fees for quite some time now. The largest commercial bank in the country has recently incorporated Ripple made banking solutions in their operations which helped them bring down the transaction time from a couple of days to under three minutes. The bank has also shown interest in using XRP token in its operations in some manner but insisted that there is no solid plan behind it and users might need to wait for an official announcement before anything in that regard materializes. The central bank of Thailand has also shown interest in using the blockchain aided system for interbank settlements. Not only Thailand many commercial and central banks around the world have come together to create a blockchain based decentralized Utility settlement token which can be used by the banks to directly convert any currency form in its digital equivalent which then can be transferred across the borders and liquidated back to the fiat amount by the receiving bank.
Thanachart Bank Public

Thanachart Bank Public Company Limited (TBank)



Thanachart Bank Public Company Limited (TBank) (Thai: ธนาคารธนชาต) is a bank headquartered in Bangkok, Thailand. It commenced operations on 22 April 2002 with Thanachart Capital PCL (TCAP) as its parent company. The bank is Thailand's sixth-largest bank (in assets). Thanachart Bank began operations on 22 April 2002 with a restricted banking license. It was granted a full commercial banking license by the Ministry of Finance on 1 March 2004. In 2007, Scotiabank bought 24.98 percent of TBank's shares, later increased to 48.99 percent. TCAP's shareholding portion decreased to 50.92 percent. In July 2011 Scotiabank transferred all of its Thanachart Bank shareholdings to Scotia Netherlands Holdings B.V. As of 31 December 2014, TBank was 50.96 percent owned by TCAP and 48.99 percent owned by Scotia Netherlands Holdings. For the year ending 31 December 2014, Thanachart reported total assets of 1,008,890 million baht. Net profit for the year was 9,922 million baht. At the end of 2014 the bank had 617 branches, 51 foreign exchange booths, 14,806 employees, and 2,100 ATMs. It has four million customers at 600 branches nationwide.
Siam Commercial Bank

Siam Commercial Bank



Siam Commercial Bank (Thai: ธนาคารไทยพาณิชย์) was established on 30 January 1907 by royal charter as the first Thai bank. According to information filed with the Bank of Thailand, SCB was Thailand's largest commercial bank (in total assets), as of 31 December 2018. King Vajiralongkorn is the largest single shareholder, owning 23.35 percent of SCB shares. SCB was founded as the "Book Club" on 4 October 1904 by Prince Jayanta Mongkol, a brother of King Chulalongkorn (Rama V), who was convinced that the time was ripe for Siam to have its own banking system to help foster the country's economic development, rather than rely on foreign banks operating branches in the country. The name "Book Club" was chosen in an effort to keep the project sub rosa as it was something of an experiment. After the success of the "Book Club", King Chulalongkorn granted royal approval for it to officially operate as a commercial bank under the name "The Siam Commercial Bank" on 30 January 1907. SCB opened its headquarters in Bangkok's Talat Noi District in 1910. In 1911, it was granted approval to display the royal Garudasymbol as a royal warrant by King Vajiravudh (Rama VI). SCB's total market capitalization as of 31 December 2018 was 453,813 million baht. As of April 2018, SCB had 1,154 branches. It plans to reduce the number of branches to 400 by 2020 as it moves to digital banking. The workforce is to be reduced also, from 27,000 to 15,000. As of 2013 it had 108 foreign exchange kiosks and 9,142 ATMs. According to SCB, "The Bank provides a full range of financial services, including corporate and personal lending, retail and wholesale banking, foreign currency operations, international trade financing, cash management, custodial services, credit and charge card services and investment banking services, through its head office and its extensive branch network.
Dating A Thai Man Dating a thai man
Commerce International Merchant Bankers

Commerce International Merchant Bankers

CIMB Group Holdings Berhad (MYX: 1023) is a Malaysian universal bank headquartered in Kuala Lumpur and operating in high growth economies in ASEAN. CIMB Group is an indigenous ASEAN investment bank. CIMB has a wide retail branch network with 1,080 branches across the region. The group operates under several entities, which include CIMB Investment Bank, CIMB Bank, CIMB Islamic, CIMB Niaga, CIMB Securities International and CIMB Thai. The group's business activities are primarily in the areas of Consumer Banking, Wholesale Banking, comprising Investment Banking and Corporate Banking, Treasury & Markets, and Group Strategy & Strategic Investments, with its core markets being Malaysia, Indonesia, Singapore and Thailand. CIMB Islamic operates in parallel with these businesses, in line with the group's dual banking model. The group has over 40,000 employees located in 18 countries, covering ASEAN and major global financial centres, as well as countries in which its customers have significant business and investment dealings. The group's geographical reach and its products and services are complemented by partnerships. Its partners include the Principal Financial Group, Bank of Tokyo-Mitsubishi UFJ, Standard Bank and Daewoo Securities, among others.
Government Housing Bank (ghb)thailand Bank

Best bank For having a home

The beginning of Thor.

On January 9, 1953, His Majesty King Bhumibol Adulyadej has been graciously pleased to grant the "Act Government Housing Bank 2496 " and announced in the Government Gazette on 20 January 2496 to establish the Government Housing Bank (GHB) as a specialized financial institution. As a state enterprise under the Ministry of Finance Important intention in establishing "To help Finance for the public to have a residence as it should be. " And the bank opening ceremony was held on 24 September 1953, which is considered the start date of the bank as well. By using the "Vimanmek" logo that represents the home that makes the family happy, warm, peaceful, comparable to Phitphiman.

Start providing credit services for housing and deposits

In 1973, Thor. Started lending housing. Both short-term loans For entrepreneurs to develop residential projects And long-term loans For the general public, in the following year (1974) opened the first depository business

Improve the organizational structure And new financial strategies

After the economic crisis (1979 - 1981), the bank has improved the organizational structure and financial and banking strategies, such as the division of loans with loans Streamline the credit granting process And develop personnel training Initiate special savings accounts Which has been popular and is a major source of funds, asking the bank to continue for many years And the establishment of a credit center to solve the problem of outstanding housing projects By analyzing and considering lending to project operators

Open the headquarters And opening branches in department stores

18 August 1986. The bank moved its head office from Ratchadamnoen Nai Road to Huay Kwang. And use the former headquarters as the Rajadamnern branch office In addition, in that month, the service began to expand. By opening the financial counters off-site at department stores Bank Service Center at District Offices throughout Thailand And opening many credit service units.

The symbol "Two hands holding the house"

The 40th anniversary of the year 1993, the bank changed its symbol from "Vimarnmek" is a "two-handed image of the house" in accordance with the approval of "Good state enterprises" including starting to make websites www.ghbank.co.th In order to provide information to the general public and in 1996, was recognized by the United Nations Center for Human Settlements "Financial institutions with excellent performance"

60 years of founding

24 September 2013 60th anniversary of the founding Which the Bank requires this year to be "Years of service" for the Bank of Thailand to be the first place in the hearts of customers And maintain leadership in housing loans Including initiating management policies "understand, access, develop creatively and pay attention to corporate culture" in order to lead the organization to grow sustainably

In addition, the Bank has organized special events to celebrate the various aspects of the agenda, such as CSR activities, "Learning Center to ASEAN Gate", Thor's House Project for Humanity, to build - repair 600 houses, 60-year project, book house Etc. in Thailand.

65 years of "making Thai people have a house"

Year 2018, another year of pride, the 
 Bank continues to fully move forward in carrying out its mission. "Make Thai people have a home" while being geared towards achieving vision "The best bank for having a home" and accelerate the development of digital sevice in order to increase the competitiveness of the bank in terms of services. To be up-to-date by developing Payment Gateway to be a payment platform that is a digital platform, including the development of mobile applications that include all services of the Bank of Thailand. Year 2018, including outstanding corporate management awards Large group, Outstanding Development Cooperation Award, for enhancing organizational management (Nanny Project) and the Cooperation Award for the development of strategic cooperation in honor (Home Builder Project)
Government Savings Bank (gsb)

Government Savings Bank (GSB)



Government Savings Bank (GSB) (Thai: ธนาคารออมสิน) is a state-owned Thai bank headquartered in Phaya Thai District, Bangkok. It celebrated its 102nd anniversary on 1 April 2015. GSB's Swift code is GSBATHBK. King Vajiravudh (Rama VI) introduced a means to save money to Thailand in 1913. His purpose was to introduce Thai people to banking services and to promote a habit of thrift and saving. King Vajiravudh issued an act, effective 1 April 1913, to formally set up a "Savings Office" which began its operations under the Royal Treasury. In 1929, in a period of economic depression, King Rama VII permitted the transfer of the bank to the Post and Telegraph Department of the Ministry of Commerce and Transportation to make it more convenient for citizens. The bank established new businesses such as travel savings, capital accumulation savings, and house deposit savings. By the end of 1936, a total of 104 branches of the Government Savings Bank around the country. After World War II, the government, recognizing the benefits of savings as well as the role that the Savings Office played in financial development, transformed it into a juristic person, to be operated independently under the supervision of a board of directors appointed by the finance minister as mandated by the Government Savings Bank Act B.E. 2489 (1946). The office was renamed the Government Savings Bank (GSB), effective 1 April 1947. GSB is now a juristic person and state enterprise operating as a financial institution guaranteed by the government under the supervision of the Ministry of Finance.[5] GSB operates 1,141 branches throughout the country. The bank showed total assets of 2,259,016 million baht as of 31 December 2014, ranked number four in the Thai banking sector. Net profit was 22,231 million baht, increasing 322 million baht or 1.5 percent over the previous year.
Industrial And Commercial Bank Of China Limited (icbc)thailand Bank Founded on 26 August 1969 originally as a commercial company, the company later obtained a license to undertake finance and securities business from the Ministry of Finance on 26 October 1973 and was listed on the Stock Exchange of Thailand (SET) in 1978. On 23 December 2005, the Bank was granted a commercial bank license from the Ministry of Commerce.
On 21 April 2010, the Industrial and Commercial Bank of China Limited (ICBC), the largest commercial bank in the world in terms of market capitalization, acquired 97.24% of the total issued shares of the Bank from a voluntary tender offer of all shares traded on the SET and changed the name of the Bank to “Industrial and Commercial Bank of China (Thai) Public Company Limited” becoming a part of the ICBC Group. On 19 March 2011, the Bank delisted from the SET. At present, the ICBC holds 97.86% of the total shares sold of the Bank. An increase of 0.16% from 2013 as a result of a capital increase at a ratio of 2.3735 existing shares to 1 ordinary share at par value of Baht 8.92 registered on 4 September 2014.
As a fully licensed commercial bank, the Bank aims to be on the forefront of commercial banks in Thailand on international banking service. Being a part of the ICBC Group means customers of the Bank are able to fully utilize the services provided by the Group’s network which is growing at a rapid pace in China as well as around the world. As of the mid of 2018, ICBC Group had a total of 16,024 branches and service centers in China and 420 additional branches in 45 countries around the world. Furthermore, ICBC also has 1,543 correspondent banks in 146 countries worldwide.
At present, the Bank has one subsidiary, ICBC (Thai) Leasing Company Limited, which the Bank owns 99.99 %, the company offers leasing and hire purchase services.
ICBC (Thai) continues to hold its credit rating by Fitch Ratings at the highest attainable rating of AAA(tha) for National Long-Term Rating for the seventh consecutive years confirming the Bank’s strong financial position.
Citibank

Citibank



Citibank is the consumer division of financial services multinational Citigroup.Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York. Citibank provides credit cards, mortgages, personal loans, commercial loans, and lines of credit. The bank has 2,649 branches in 19 countries, including 723 branches in the United States and 1,494 branches in Mexico operated by its subsidiary Banamex. The U.S. branches are concentrated in six metropolitan areas: New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. In 2016, the United States accounted for 70% of revenue and Mexico accounted for 13% of revenue. Aside from the U.S. and Mexico, most of the company's branches are in Poland, Russia, Pakistan, India and the United Arab Emirates. Citibank's private-label credit card division, Citi Retail Services, issues store-issued credit cards for such companies as: American Airlines, Best Buy, ConocoPhillips, Costco, ExxonMobil, The Home Depot, Sears, Shell Oil, Staples Inc. and until January 2018, Hilton Hotels & Resorts. As a result of the financial crisis of 2007–2008 and huge losses in the value of its subprime mortgage assets, Citigroup, the parent of Citibank, received a bailout in the form of an investment from the U.S. Treasury. On November 23, 2008, in addition to an initial investment of $25 billion, a further $20 billion was invested in the company along with guarantees for risky assets of $306 billion. The guarantees were issued at a time markets were not confident Citi had enough liquidity to cover loses from those investments. Eventually the Citi shares the Treasury took over in return for the guarantees it issued were booked as net profit for the treasury as Citi had enough liquidity and guarantees did not have to be used. By 2010, Citibank had repaid the loans from the Treasury in full, including interest, resulting in a net profit for the U.S. federal government. On April 11, 2007, Citigroup, the parent of Citibank, announced layoffs of 17,000 employees, or 8% of its workforce. On November 4, 2007, Charles Prince resigned as the chairman and chief executive of Citigroup, the parent of Citibank, following crisis meetings with the board in New York in the wake of billions of dollars in losses related to subprime lending. Former United States Secretary of the Treasury Robert Rubin took over as chairman, subsequently hiring Vikram Pandit as chief executive. On November 5, 2007, several days after Merrill Lynch announced that it too had been losing billions from the subprime mortgage crisis in the United States, Citi reported that it will lose between $8 billion and $11 billion in the fourth quarter of 2007, in addition to the $6.5 billion it lost in the third quarter of 2007. Effective November 30, 2007, Citibank sold its 17 Puerto Rico branches, along with $1.0 billion in deposits, to Banco Popular. In January 2008, Citigroup reported a $10 billion loss in the fourth quarter of 2007, after an $18.1 billion write down. In March 2008, Citibank set up Mobile Money Ventures, a joint venture with SK Telecom, to develop mobile apps for banking. It sold the venture to Intuit in June 2011. In May 2008, the company closed an $87.5 million leaseback transaction for branches in New York City. In July 2008, Citibank Privatkunden AG & Co. KGaA, the company's German division, was sold to Crédit Mutuel. On February 22, 2010, it was renamed to Targobank. In August 2008, after a three-year investigation by the California Attorney General, Citibank was ordered to repay the $14 million that was removed from 53,000 customers accounts over an 11-year period from 1992 to 2003, plus an additional $4 million in interest and penalties. The money was taken under an electronic "account sweeping program" where any positive balances from over-payments or double payments were removed without notice to the customers. On November 23, 2008, during the financial crisis of 2007–2008, Citigroup was forced to seek federal financing to avoid a collapse similar to those suffered by its competitors Bear Stearns and AIG. The U.S. government provided $25 billion and guarantees to risky assets in exchange for Citigroup stock. On January 16, 2009, Citigroup announced that it was separating Citi Holdings Inc., its non-core businesses such as brokerage, asset management, and local consumer finance and higher-risk assets, from Citicorp. The split was presented as allowing Citibank to concentrate on its core banking business. On October 19, 2011, Citigroup, the parent of Citibank, agreed to a $285 million civil fraud penalty after the U.S. Securities and Exchange Commission accused the company of betting against risky mortgage-related investments that it sold to its clients. In 2014, Citigroup announced it would exit retail banking in 11 markets, primarily in Europe and Central America. In September 2014, Citibank exited the Texas market with the sale of 41 branches to BB&T. In September 2015, Citibank announced that it would close its 17 branches in Massachusetts and end sponsorship of a theater in Boston. In 2015, the bank was ordered to pay $770 million in relief to borrowers for illegal credit card practices. The Consumer Financial Protection Bureau said that about 7 million customer accounts were affected by Citibank's "deceptive marketing" practices, which included misrepresenting costs and fees and charging customers for services they did not receive. On March 1, 2017, an article in The Economic Times of India stated that Citibank may close its 44 branches in India, as digital transactions made them less necessary. The articles wrote that Citibank was “India’s most profitable foreign lender”. On March 20, 2017, The Guardian reported that hundreds of banks had helped launder KGB-related funds out of Russia, as uncovered by an investigation named Russian Laundromat. Citibank was listed among the American banks that were named as having handled the laundered funds, with banks in the US processing around $63.7 million between 2010 and 2014. Citibank was listed as having processed $37 million of that amount, with others including Bank of America, which processed $14 million. as the bank “handled $113.1 million” in Laundromat cash.
Bank Of Singapore (bos) Thailandthailand Bank Bank of Singapore Bank of Singapore (Chinese: 新加坡银行; pinyin: Xīnjiāpō yínháng) is a Singapore-based private banking arm of OCBC Bank. Formerly known as ING Asia Private Bank, it was acquired by OCBC Bank in 2009 from ING Group for US$1.46 billion.[1] As at 31 March 2019, Bank of Singapore's assets under management (AUM) was US$108 billion. Bank of Singapore serves high net worth individuals and wealthy families in its key markets of Southeast Asia, Greater China, Indian subcontinent and other international markets. Headquartered in Singapore, Bank of Singapore has branches in Hong Kong and Dubai International Financial Centre, with representative offices in Manila and Dubai. In Europe, the bank serves clients through BOS Wealth Management Europe Société Anonyme (S.A.) which is headquartered in Luxembourg and has a London office. Bank of Singapore is rated Aa1 by Moody's. History The bank was formed in 2010 by the acquisition of ING Asia Private Bank by OCBC Bank in 2009, as a result of ING's restructuring plan, following a government bailout of ING Group in 2008, due to the financial crisis in the late 2000s. Its current headquarters, the Bank of Singapore Centre at Market Street, was officially opened on June 2011. Since then, the bank has been strengthening its position in the Asia Pacific region. In April 2016, OCBC Bank announced that Bank of Singapore, its private banking subsidiary, had acquired the wealth and investment management business of Barclays in Singapore and Hong Kong. The transaction was completed in November 2016, with US$13 billion of assets transferred to Bank of Singapore. More than 60 private bankers from Barclays joined Bank of Singapore as a result of the acquisition. Bank of Singapore partnered the Wealth Management Institute and Nanyang Technological University to launch an Advanced Diploma in Private Banking Programme for its private bankers in May 2016. In October 2016, Bank of Singapore announced that DZ PRIVATBANK Singapore will refer their clients to the bank as it ceases its operations in Singapore. DZ PRIVATBANK is a subsidiary of the third largest bank in Germany, DZ Bank AG. In November 2016, Bank of Singapore received regulatory approval to operate a branch in Dubai International Financial Centre. The set-up of the branch allows Bank of Singapore to offer a comprehensive range of customized private banking solutions[buzzword] including investments, credit and wealth planning advisory services to its ultra high and high net worth clients. The branch was officially opened on 19 February 2017 by the Deputy Ruler of Dubai and President of Dubai International Financial Centre His Highness Sheikh Maktoum bin Mohammed bin Rashid Al Maktoum. In July 2018, Bank of Singapore was granted an investment company license to operate a wealth management subsidiary in Luxembourg – a first for a Singapore private bank. Bank of Singapore, through this new subsidiary, BOS Wealth Management Europe Société Anonyme (S.A.), can offer a comprehensive range of customised private banking solutions[buzzword] and investment advisory services to its ultra-high and high net worth clients in the European Economic Area (“EEA”) and the United Kingdom (“UK”). The EEA comprises the European Union (EU) countries and Iceland, Liechtenstein and Norway. BOS Wealth Management Europe S.A. was officially launched on 1 April 2019 in Luxembourg. The official opening for its UK branch in London was held the next day.
Bangkok Bank Thu, 30 May 2019, 04:07 am UTC Two financial individuals from block-chain exchange money activity Marco Polo – Bangkok Bank and Commerzbank – have mutually executed a universal exchange utilizing circulated record innovation (DLT). Propelled in 2017, Marco Polo, which tallies more than 20 banks from over the globe as its individuals, use R3's Corda square chain innovation and the TradeIX appropriated exchange fund stage to empower individuals to offer to their customers’ new arrangements, encourage simpler coordination and fundamentally diminish transaction time in exchanges. In the most recent transaction, German claim-to-fame glass maker Schott and Thai packaging producer A.P.A. Enterprises participated in the capacity of exporter and importer, respectively. The exchange included supply of glass tubes from Schott to A.P.A. Ventures. The request and conveyance information were concurred between the organizations by means of the Marco Polo system and installment was verified by a restrictive installment responsibility from Bangkok Bank, the purchaser's bank. As indicated by the official press release, the whole progression of data was mapped by means of R3's Corda DLT stage in an efficient and comprehensible manner. Through especially set up digital nodes, all the four involved parties were able to communicate and view trading data simultaneously. "We are extremely satisfied to have joined forces with our customer Schott in this pilot, taking care of a global exchange among Germany and Thailand through DLT-based innovation. These exchanges demonstrate how applicable DLT will be for German SMEs and the fare business", says Enno-Burghard Weitzel, head of item the board exchange administrations at Commerzbank AG. Exchange IX's DLT stage helps address the deficiencies of the customary paper-based procedures and offers chances to make exchanging simpler and quicker. Commerzbank said that following the second effective pilot venture, the emphasis is currently on the total mapping of exchanges by means of the Marco Polo coordinate with direct association with the client's current store network the board frameworks (ERP joining). "It is intended to extend the system with extra banks and members from the vehicle and protection ventures so as to outline whole esteem chain in the remote exchange business," the discharge said.
Amazon It's Amazon versus the rainforest.

Tech giant Amazon and eight South American countries are battling over who gets to use the ".amazon" domain, the BBC reports. The two parties have been battling since 2012, when the Internet Corporation for Assigned Names and Numbers — known as ICANN — expanded the rules for domains beyond the typically used .com and .net. Back then, Amazon moved fast to petition ICANN for exclusive use of the top-level domain .amazon, like many brands seeking to protect and solidify their web presence. The only problem: the web giant isn't the only thing named Amazon in the world, and the rainforest has been around a lot longer. The eight members of the Amazon Cooperation Treaty Organization (ACTO) — Bolivia, Brazil, Colombia, Ecuador, Guyana, Peru, Suriname, and Venezuela — took exception to Amazon's request for exclusive use of the domain. The Amazon rainforest and river are large, prominent geographic feature of these countries. "We are not looking for financial compensation. Nor are we after ex-gratia concessions to use one or a few second-level domains," Francisco Carrión, Ecuadorian ambassador to the US, said in a letter to ICANN in March, according to the BBC. "It is a matter of sovereignty for many of us, and the offer to share the [top-level domains] with the company Amazon Inc. is already a compromise." The battle has been raging for years but has heated up since 2018, when Amazon's application was taken off the "will not proceed list" by ICANN, where it languished for years. Under a shared governance plan proposed by the ACTO, the company would be able to use the domain for URLs such as books.amazon, kindle.amazon, or others as they come up and grow in commercial interest to Amazon, according to the BBC.

The countries, on the other hand, would be able to use the domain for purposes like tourism — tourism.amazon, for example — or cultural heritage. The plan also includes a committee to provide a place for either Amazon or the countries in ACTO to object to new domains in the future. Read more: Amazon just paid nearly $5 million to own the entire '.buy' web domain Amazon would rather the countries stick to modifications of the .amazon domain for their use, such as br.amazon for Brazil, according to the BBC. The company also said it would work with the countries to point out and eliminate any names that are either confusing or sensitive. The company also reportedly tried to make the ACTO countries see its side of things by offering $5 million worth of Kindle e-readers if they dropped the opposition in 2018. The countries did not agree to those terms.

A spokesperson for Amazon did not respond to Business Insider's request for comment. So far, neither side has been willing to concede any additional ground. In March, ICANN told both parties they would be given until April 7 to hammer out a deal. The day came and went, and neither Amazon nor ACTO notified ICANN that an agreement was reached, according to a spokesperson for ICANN. According to ICANN's resolution, Amazon now has until April 21 to "submit a proposal on how it will address the ACTO member states' continuing concerns regarding" Amazon's applications. Amazon is no stranger to attempting to control domains close to its business. The company purchased exclusive use of .buy in 2014 for almost $5 million and won an auction for the .book domain for $10 million in 2014, despite protests from the publishing industry.
Bangkok Bank Of Thailand Bangkok Bank Bangkok Bank is one of the leading banks in Southeast Asia. Is a leading service provider for business customers And has the largest customer base in Thailand. Its branch network includes over 1,165 branches. As of September 2018 within Thailand, with 32 international branches in 15 economies, including wholly owned subsidiaries in Malaysia and China. The international branch network is concentrated in Southeast Asia, China, Hong Kong, Taiwan and Japan; and the bank also has branches in London and New York. Bangkok Bank is the only Thai bank with a local bank in China with its head office in Shanghai and six branches. The China branches are in Shanghai, Beijing, Shenzhen, Chongqing, Xiamen, and the Shanghai Free Trade Zone. Bangkok Bank has 16 international branches in ASEAN countries which form the ASEAN Economic Community (AEC). Bangkok Bank is the only Thai bank to have a branch in Myanmar where its Yangon Branch opened on 2 June 2015. Bangkok Bank was established in 1944 and was listed on the Stock Exchange of Thailand in 1975. Presidents of Bangkok Bank since its founding are: · Luang Roprukit, 1944–1952 · Chin Sophonpanich, 1952–1977 · Boonchu Rojanastien, 1977–1980 · Chatri Sophonpanich, 1980–1992 · Vichit Suraphongchai, 1992–1994 · Chartsiri Sophonpanich, 1994–present
Bank For Agriculture And Agricultural Co Operatives (baac) Thailand Bank In 1966 Bank for Agriculture and Agricultural Cooperatives (BAAC) has been established according to Bank for Agricultural Cooperatives. Its objectives are to provide financial assistance to farmers, farmer associations and agricultural cooperatives which conduct agriculture and other related-agriculture business. Mr. Chamnian Saranaga, BAAC’s first President exerted great efforts in laying the solid foundation of BAAC’s operation and pioneered many development areas to secure and sustain equitable growth up to the present time. He also laid good governance principles known as BAAC’s ethics in order to enable all level of BAAC’s staff to perform their jobs efficiently without conflict of interest among stakeholders especially client farmers. Transformation to Rural Development Bank First Decade (1966 – 1976) Focusing on reducing informal loan : In the first decade BAAC emphasized on extending short-term and medium-term loan to farmers on timely fashion and covered more geographic areas as much as possible in order to reduce existing informal lending being offered at high interest rates. Financial innovation especially Joint Liability Group had been utilized as collateral for getting loan from BAAC in order to enable farmers who had no land or other asset to be mortgaged to borrow from BAAC. Second Decade (1977 – 1986) Providing more financial products : In order to expedite and streamline BAAC’s financial services, cash credit line had been offered to client farmers. Moreover BAAC also collaborated with other government and private sectors to provide farmers and communities with quality farm input, agriculture infrastructure and also marketing linkage. For example central markets had been established in major cities in crucial province and paddy pledging scheme had been launched to defer agricultural produce selling in order to stabilize farm price. Third Decade (1987 – 1996) Strengthening and enhancement initiatives : Financial inclusion had been played an important role. BAAC expanded more BAAC’s financial assistance coverage by offering financial services to small scale farmers and the poor who normally never be granted to gain access to financial services from financial institutions. Moreover BAAC developed exceptional criterion for providing loan for those who were in need. Regarding the fact that individual farmers were always at a serious disadvantage when selling their agricultural produce, BAAC, in collaboration with the Cooperative Promotion Department, took the initiative to help farmers establish Agricultural Marketing Cooperatives (AMCs) in order to gain more bargaining power by the collective purchasing of farm inputs and equipment and selling of agricultural produce. In order to offer better services BAAC initiated service-mind culture within BAAC’s staff. Fourth Decade (1997 to 2006) Embarking on Sufficiency Economy and modernization : BAAC’s response to financial competitiveness resulted in major changes to its roles and operational strategies resulting in amendment to its BAAC-law in order to extend its business function so that BAAC could provide more financial assistance to other related agricultural careers such as non-farm business. Additionally, the philosophy of Sufficiency Economy was adopted by the bank, its employees and customers leading to strengthened communities and improvement of services provided by bank employees to the customers. Through the project, BAAC instituted the “Concept of Truth of Life” based on the Philosophy Sufficiency Economy and provided farmers with knowledge of how to do household accounting and encouraged them to form community groups. Moreover Islamic Bank Fund had been established at selected BAAC’s branches to provide financial services to Islamic people. Fifth Decade (2007 – Present) Uplifting standard of living and extending services coverage : With commitment to rural development BAAC has been employing Sufficiency Economy practices into its agenda. For example uplifting standard of living of small scale farmers. Additionally BAAC also develop new financial services and expand its financial assistance to cover more beneficiaries such as individual, village fund, communities, and other relevant agencies including agricultural cooperatives. Moreover Sufficiency Economy Philosophy has also been induced to communities to develop communities’ self-immunity. In addition BAAC also implant a campaign “Do your best with your customer” to ensure that customer satisfaction has been achieved. Code of Conduct and Organization’s Culture have been strengthen within organization so that BAAC’s commitments to upgrading farmers’ standard of living are achieved which bring communities prosperity in sustainable manner ultimately. Objective of BAAC To provide financial assistance to individual farmers, farmer associations, and agricultural cooperatives that do their business in agricultural related and non-agricultural related activities as well. To provide needed knowledge and technology to farmers and their families in order to uplifting their standard of living. To collaborate with other relevant agencies both government and private sectors in order to support their business and agricultural related activities so that they can earn more income and bring them better standard of living ultimately.
Bank Of Ayudhya

Bank of Ayudhya



Bank of Ayudhya Public Company Limited, branded and commonly referred to as Krungsri (sometimes stylized as krungsri), is the fifth largest bank in Thailand in terms of assets, loans, and deposits. Through its branches and service outlets in Thailand and abroad, the company provides banking, consumer finance, investment, asset management, and other financial products and services to small and medium enterprises, large corporations and individual customers. The Bank of Ayudhya was established on 27 January 1945 in Phra Nakhon Si Ayutthaya Province, the old capital of Thailand. The bank opened its doors on 1 April 1945 with registered capital of one million baht. In 1970, the bank's head office was relocated to Ploenchit Road, coinciding with the bank's celebration of the royal appointment (garuda) emblem, granted by the king to the bank on 15 May 1970. The bank was listed on the Stock Exchange of Thailand on 26 September 1977, trading symbol, "BAY". On 3 January 2007, Krungsri and GE Capital became strategic partners. GE Capital and Ratanarak Group were major shareholders with a 33 percent and a 25 percent stake in BAY, respectively. In September 2012, GE announced the sale of 7.6 percent of its stake in Krungsri via a number of block trades, reducing their ownership to 25.33 percent. On 18 December 2013, MUFG Bank, Ltd., the wholly owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), Japan's largest banking group, replaced GE Capital as the major shareholder of Krungsri. After having undergone many changes in the late 2000s, including the acquisition of GE Money Thailand, and in order to reach its goal of becoming one of the top three banks in Thailand, Bank of Ayudhya felt the need to visually unify its subsidiaries. Also, the company was perceived as an "old lady bank". Therefore, in 2014, Bank of Ayudhya rebranded to "Krungsri" (shortened from กรุงศรีอยุธยา, "capital city/revered city Ayutthaya"), a name the bank was already colloquially known as. In news articles, the formal and colloquial names are used interchangeably, while for the bank's own marketing (such as logos, URL, storefronts, ATMs, bank cards and promotional material) "Krungsri" is used.
Kasikorn Bank Thailand Kasirkorn Thailand Grab Southeast Asia ride-hailing firm Grab is continuing to add strategic investors to its ongoing Series H round — which is targeted at more than $3 billion — after it revealed Thai bank Kasikorn put in $50 million as part of a strategic partnership to advance its financial services strategy. Kasikorn joins Hyundai ($250 million), Microsoft (undisclosed) and travel firm Booking ($200 million) as strategic backers announced over the past month. The round also includes Toyota, which invested $1 billion in its largest ride-hailing deal to date, and institutional investors OppenheimerFunds, Ping An Capital, Mirae Asset-Naver Asia Growth Fund, Lightspeed Venture Partners and Macquarie Capital. In the case of Kasikorn, Grab is working with the bank to roll out its GrabPay payment service in Thailand, a country with more than 60 million people, as it begins to truly take steps to become a fintech player, in addition to ride-hailing. The deal marks the completion of GrabPay efforts to reach the six largest markets in Southeast Asia, which also include Singapore, Malaysia, Indonesia, the Philippines and Vietnam. Grab has taken a mixed approach; it has gotten e-money licenses independently in Singapore, Malaysia and the Philippines, while it has found local partners in the other countries — including Thailand. It has also struck deals with others in fintech, including MasterCard, which will see it offer virtual debit cards inside the Grab app for all users next year. The broad goal is to operate a payment network across Southeast Asia and among its cumulative population of over 620 million people. Grab believes that payments can be a glue that ties together its platform and compels customers to use multiple services beyond ride-hailing; for example, food delivery, on-demand services and a range of third-party-backed offerings that it is adding to its platform. There are also plans to go beyond payments and offer financial services such as loans. Grab and Kasikorn will begin their payment rollout in 2019. That’ll initially mean that a “GrabPay by KBank” wallet will pop up inside Thailand-based Grab users’ apps, but there are plans to offer Grab features in Kasikorn’s own K-Plus banking app further down the line. Kasikorn has also committed to offering loans via the services in the future. Grab is not alone in targeting financial services. Japanese messaging firm Line offer products in Thailand co-branded with the operator of Bangkok’s Sky Train service, while Alibaba’s Ant Financial unit is present across most of the Southeast Asia region through local ventures. Close rival Go-Jek, which is expanding in Southeast Asia and looking to raise $2 billion, has offered payment and financial services in Indonesia for some time. Then there is also a plethora of financial services startups looking to address the region’s banking gap using the growth of internet access. Grab is valued at more than $11 billion and it has raised more than $6 billion to date from investors that include SoftBank and Didi Chuxing. It claims 125 million downloads across eight countries in Southeast Asia.
Kasikornbank

KASIKORNBANK



KASIKORNBANK (Thai: ธนาคารกสิกรไทย, Chinese: 开泰银行; pinyin: Kāi Tài Yínháng, often stylised as KBank and formerly known as the Thai Farmers Bank) is a major banking group in Thailand. KBank was established on 8 June 1945 (2488 BE) by Choti Lamsam, with registered capital of five million baht. It has been listed on the Stock Exchange of Thailand since 1976. The current chairman and CEO is Bantoon Lamsam, the grandson of the founder. In 2003, Thai Farmers Bank changed its name to KASIKORNBANK or KBank. As of September 2018 KBank was the fourth largest commercial bank in Thailand as measured by total assets, loans, and deposits, with the market shares of 15.2%, 15.0% and 15.6% respectively. Kasikornbank has a registered capital of 30.5 billion baht with paid up capital of 23.9 billion baht and market capitalization of 517 billion baht (ranked #1 in the banking sector on the Stock Exchange of Thailand). KBank has consolidated assets of 3.155 trillion baht (about USD97.2bn), total deposits of 1.995 trillion baht and total loans outstanding of 1.914 trillion baht[1]. The bank offers consumer banking such as mobile and credit card, mortgage lending, wealth management, corporate banking services including cash management, international trade financing, lending, deposit-taking, supply chain financing, Bancassurance, FX and derivatives, investment banking, custodian services, asset management, securities service, and factoring. Kasikornbank (then Thai Farmers Bank) was established on 8 June 1945, with registered capital of 5 million bahts and 21 employees. Its first office is now the Thanon Sua Pa Main Branch. The bank showed healthy performance after only six months in operation. As of 31 December 1945, or at the end of its first accounting period, the bank recorded total deposits of 12 million bahts and with assets of 15 million baht. KBank headquarters is located on Ratburana road, Bangkok. The operations and IT hubs take place in the buildings located in Impact, Muang Thong Thani, Bangkok. The hub of sales, trading and investment banking is located at 400/22 Phahonyotin avenue. Kasikorn Research Center, Asset Management and Securities businesses are also located on Phahonyothin building. Kasikornbank operates close to a thousand branches, over 9,000 ATMs, 140 foreign exchange booths and 58 international trade centers throughout Thailand. The bank branch network extends throughout Thailand’s 77 provinces, as well as overseas. · 2 locally incorporated institution: KASIKORNBANK (CHINA) Co., Ltd. (has; 3 branches in Shenzhen, Chengdu and Shanghai; one sub-branch in Longgang district, Shenzhen; and 2 rep-offices in Beijing and Kunming) and KASIKORNTHAI BANK Ltd. (in Lao PDR) · 3 overseas branches: Phnom Penh, Hong Kong and Cayman Islands · 6 representative offices: Tokyo, Yangon, Hanoi, Ho Chi Minh, Los Angeles and Jakarta. KBank provides financial products and services through its core business divisions: Corporate Banking and SME Business provides lending, project financing, trade credit, cash management solution, custodian, FX & derivatives risk management, etc. Retail Business provides bank account, credit card, debit card, K-Personal Credit, K-Payroll Benefit, K-Home Loan, wealth management, insurance, foreign currency bank note exchange, and money transfer thru digital banking solution.
Standard Chartered Bank (thai)thailand Bank Standard Chartered Bank (Thai) pcl Address: 100 North Sathorn Road Silom Bangrak City: Bangkok Post Code: 10500 Country: Thailand Phone Number: +66 (0) 2724 4000 Fax Number: +66 (0) 2724 8008 General Email: [members only] URL: www.sc.com/th Business Activity: Banking Business Activity: Financial Services Show People Show People Background Standard Chartered Bank (Thai) is a member of the Standard Chartered Group, a leading international banking group, with more than 150-year history in some of the world’s most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, Here for good. We are present in more than 60 markets, with over 1,000 branches and around 3,000 ATMs. Established in 1894, Standard Chartered Bank (Thai) has played an important role in serving our clients, supporting local business and contributing to Thailand’s trade and economy. With around 750 full-time employees, we offer a wide range of corporate & institutional banking products and services to support out clients. Products or Services Standard Chartered Bank (Thailand), through the Corporate & Institutional Banking, serves corporate and institutional clients, with services in trade and corporate finance, cash management, lending, securities services an FX. Ownership Standard Chartered Bank owns 99.87% of Standard Chartered Bank (Thai) Pcl. Senior Management Plakorn Wanglee, Chief Executive Officer, Thailand and Representative Offices (Cambodia, Laos and Myanmar) BCCT Member Company since 1946operational strategies resulting in amendment to its BAAC-law in order to extend its business function so that BAAC could provide more financial assistance to other related agricultural careers such as non-farm business. Additionally, the philosophy of Sufficiency Economy was adopted by the bank, its employees and customers leading to strengthened communities and improvement of services provided by bank employees to the customers. Through the project, BAAC instituted the “Concept of Truth of Life” based on the Philosophy Sufficiency Economy and provided farmers with knowledge of how to do household accounting and encouraged them to form community groups. Moreover Islamic Bank Fund had been established at selected BAAC’s branches to provide financial services to Islamic people. Fifth Decade (2007 – Present) Uplifting standard of living and extending services coverage : With commitment to rural development BAAC has been employing Sufficiency Economy practices into its agenda. For example uplifting standard of living of small scale farmers. Additionally BAAC also develop new financial services and expand its financial assistance to cover more beneficiaries such as individual, village fund, communities, and other relevant agencies including agricultural cooperatives. Moreover Sufficiency Economy Philosophy has also been induced to communities to develop communities’ self-immunity. In addition BAAC also implant a campaign “Do your best with your customer” to ensure that customer satisfaction has been achieved. Code of Conduct and Organization’s Culture have been strengthen within organization so that BAAC’s commitments to upgrading farmers’ standard of living are achieved which bring communities prosperity in sustainable manner ultimately. Objective of BAAC To provide financial assistance to individual farmers, farmer associations, and agricultural cooperatives that do their business in agricultural related and non-agricultural related activities as well. To provide needed knowledge and technology to farmers and their families in order to uplifting their standard of living. To collaborate with other relevant agencies both government and private sectors in order to support their business and agricultural related activities so that they can earn more income and bring them better standard of living ultimately.
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Sumitomo Mitsui Banking Corporation Thailand

Sumitomo Mitsui Banking Corporation Bangkok Branch (SMBC Bangkok)



Established in 1952 as the first Japanese bank in Thailand, Sumitomo Mitsui Banking Corporation Bangkok Branch (SMBC Bangkok) has been providing trusted financial products and services in the region for the past 66 years. Always keen on growth opportunities, the company aims to grow and prosper along with its customers, maximising shareholders’ value through continuous business investment, enhancement, and expansion. Customer service and governance at SMBC Bangkok are central to company philosophy, and the bank maintains productive working relationships with its Thai clients, as well as regulatory bodies. SMBC Bangkok has a strong presence in the domestic debt market and offers various loans and bill-of-exchange services. The bank’s wholesale services are designed to meet the exacting needs of high-profile corporate clients. SMBC Bangkok facilitates large trade transactions, working capital financing, and currency conversion through its wholesale services. The company has a disciplined business approach, and ethically sound CSR initiatives are in place. SMBC Bangkok’s educational initiatives are training programmes designed to help staff match, and exceed, international expertise in the local sector. The CFI.co judging panel is pleased to present Sumitomo Mitsui Banking Corporation Bangkok Branch with the 2018 Best International Wholesale Services Bank (Thailand) award. SMBC has the longest history among Japanese banks in Thailand, with more than 60 years of history in the country. Through our two locations in Bangkok and Chonburi, the bank offers a host of products and services, which are strengthened by SMFG’s network of companies. The branch has an award winning team and a strong presence in the domestic debt market. In 2013, SMBC Thailand was ranked 4th in the Mandated Lead Arrangers rankings and was the top ranked foreign bank (2016) by Loan Pricing Corporation, a Thomson Reuters company. For more information on the below, please click here . Financial Information Tariff rates Deposit rates Bill of Exchange rates Interest rate - Lending Others SHARE: QUICK LINKS Bank of Thailand Deposit Protection Agency Thailand Board of Investment Regional Products & Services About SMBC Asia Pacific Bangkok Branch Address 8th-10th Floor, Q. House Lumpini Building, 1 South Sathorn Road, Tungmahamek, Sathorn, Bangkok 10120, Thailand Phone 66 (2) 353-8000 Facsimile 66 (2) 353-8282 View Map Chonburi Branch Address Harbor Office 14th Floor, 4/222 Moo. 10 Sukhumvit Road, Tungsukla, Sriracha, Chonburi 20230 Thailand Phone 66 (38) 400 700 Facsimile 66 (38) 400 715 View Map Financial Information Assets and Liabilities Financial Statement Capital Ratio Information Liquidity Coverage Ratio SMFG Companies in Thailand SMFL Leasing (Thailand) Co., Ltd Sumitomo Mitsui Auto Leading & Service (Thailand) Co., Ltd PROMISE (Thailand) Co., Ltd SBCS Co., Ltd External Links Bank of Thailand - Information on payment systems Deposit Protection Agency
Thai Credit Bank Retail Bank (tcrb) Thailand Bank Thai Credit Bank Retail Bank Public Company Limited, Thai Life Insurance Group Conducting business that provides financial services for more than 3 decades under the name of Thai Housing Credit Foncier Company Limited. And was authorized to establish and operate on 18 January 2007 Thai Credit Retail Bank Public Company Limited focuses on the importance of retail customers. Which is considered an important foundation of the country Especially loan products such as nano and micro credit loans for retail businesses Micro SME loans Currently, the bank has the largest share in the nano-finance and microfinance market. And has a rapid growth rate of the organization Until receiving the fastest growing retail banking award in Thailand 2017 and 2018 from Global Banking & Finance Review magazine in England At present, Thai Credit Retail Bank Public Company Limited has a full branch of financial services. Both in Bangkok and surrounding provinces And also expanding the service to the region in the form of retail loans To allow retail customers to access services and credit products conveniently throughout the region
Thai Investment And Securities Company Limited Tisco Bank Thailand TISCO Bank Public Company Limited was established as a finance company. In order to operate the business as the first investment bank in Thailand in 1969, it has always played an important role and has been involved in the development of the Thai money and capital markets. By initiating various types of financial products and services, such as initiating provident fund services and commercial papers (1969), various securities data reporting services (BE 2512) 1970), Business Research Service, Commercial and Industrial Projects for the Business Sector (1972), Hire Purchase Loan (1973), Large Project Loan Services with Institutions Many funds are co-lenders (Syndicate Loan) (2520), as well as a founding member of the Stock Exchange of Thailand (2518). TISCO Finance Company Received a license from the Ministry of Finance to upgrade to be a full commercial bank in accordance with the Bank of Thailand's financial system development plan. "TISCO Bank Public Company Limited" started its business on July 1, 2005. The bank has different business strategies from general commercial banks. By focusing on expanding business with expertise such as retail loans, wealth management, financial advisory services At present, TISCO Bank has 61 branches nationwide. There is a management structure under TISCO Financial Group Public Company Limited, which has a complete financial service network, both Securities business Fund management business Retail loan business Insurance and life insurance brokerage business A total of more than 291 branches nationwide. TISCO Bank adheres to the highest standards of fair service. Focus on providing financial advice And offering suitable products according to the needs of customers By selecting outstanding products that are not limited to camps (Open Architecture) to meet the financial goals of each customer Which aims to be a good financial advisor for customers in the long term Coupled with providing financial knowledge to the community and society To raise the quality of life according to the guidelines for sustainable development TISCO was the first to offer stock reports and securities underwriting service. The company set up an affiliated company to operate stock brokerage business in 1974 which later became a founder member of the Stock Exchange of Thailand. In asset management, TISCO was among the selected financial institutions to first receive the Asset Management License in 1992 to operate fund management business for private, corporate and mutual fund clients.
Mizuho Bank Mizuho Corporate Bank engaged in steady expansion overseas, opening twenty overseas offices between 2005 and 2010, particularly in China, as well as in the Americas, Europe and Middle East. In 2006, Mizuho Corporate Bank became the first Japanese bank to obtain financial holding company status in the U.S., and Mizuho Financial Group listed its ADRs on the New York Stock Exchange. The two banks were initially consolidated under a holding company, Mizuho Holdings. On October 1, 2005 they were transferred to a new holding vehicle, Mizuho Financial Group.[4] On July 1, 2013, a merger between the former Mizuho Bank and the former Mizuho Corporate Bank took place, and the institution was named Mizuho Bank. Mizuho services include current accounts, domestic and international cash cards, international money transfers, credit cards, saving accounts, loans, and Internet banking.
Maybank Kim Eng Securities (thailand) Thailand Bank Maybank Thailand
Maybank Kim Eng Securities (Thailand) has 56 branches throughout Thailand, providing a wide range of investment and securities services with a diversified business base across numerous product and service areas.
In 2014, we were the Financial Advisor and Joint Lead Underwriter for the USD267 million CPN Retail Growth Leasehold Property Fund Rights Offering and Joint Bookrunner and Joint Lead Underwriter for the USD297.4 million Kaset Thai International Sugar Corporation IPO.
An award-winning broker, we have been named Best Brokerage House at The Asset Triple A Awards in 2012 and 2013, Best Retail Broker by Alpha Southeast Asia in 2011, 2012 and 2013, and Best Institutional Broker, also by Alpha Southeast Asia in 2013. Most recently, we were also named Broker of the Year at The Asian Banker Financial Markets Awards 2014. We also continued to be the largest broker in terms of market share in Thailand according to the Stock Exchange of Thailand. This is a position that we have held for 13 consecutive years.
Maybank Kim Eng (Thailand) (MBKET) provides a wide range of services in corporate finance, debt markets, equity capital markets, derivatives, retail and institutional securities broking and research. Our client base covers corporations of various sizes as well as mid- to high-income individuals. Our dedication in providing consistent and efficient services has landed us numerous prestigious awards including the International Technology & Operations Bank of the Year by Asian Banking and Finance in 2014. At present, MBKET is a member of Maybank Group, a leading financial institution with an extensive global network spanning over 20 countries including Singapore, the Philippines, Indonesia and Vietnam.
MBKET offers securities services through our headquarters and 44 branches across Bangkok and upcountry. MBKET is also a Derivatives Agent and a member of the Thailand Futures Exchange (TFEX).
The driving force behind MBKET is our team of over 700 dedicated investment consultants. Our research team has been providing fundamental and technical analyses to assist investors with their investment decisions. We also have professional investment banking analysts who cover the debt and equity markets and offer their financial advisory services.
As the top securities broker, MBKET invests heavily in technology and training to provide our clients with fast and accurate information through KETrade, our sophisticated yet user-friendly trading platform. Investors may use KETrade across a range of devices, whether it be on their desktop or on the go; iPad and iPhone users may trade on KE iTrade while Android users may do so on i2Trade. Likewise, MBKET’s research and dealing operations are characterized by quality and efficiency. KELive, our retail research team, has developed one of the most popular stock market websites in Thailand for research. Investors can get updated investment information via KELive TV, the first internet TV programme covering stocks and derivatives movements, stock picks, technical analysis and market trends.
Maybank Kim Eng Securities (Thailand) Public Company Limited has officially changed its name from Kim Eng Securities (Thailand) Plc on 25 November 2011.
Krung Thai (or Krungthai) Bank Public Company Limited (ktb)

Krung Thai (or Krungthai) Bank Public Company Limited (KTB)



Krung Thai (or Krungthai) Bank Public Company Limited (KTB) (Thai: ธนาคารกรุงไทย) is a state-owned bank under license issued by the Ministry of Finance. KTB's Swift code is KRTHTHBK. The bank came into being on 14 March 1966 following the merger of two government-owned banks, Kaset Bank and Monton Bank. The merged banks were then named "Krungthai Bank Limited", bearing its logo as an image of the Vayupaksa bird, which is also used by the Ministry of Finance. On 2 August 1989, Krungthai Bank was the first state enterprise to list its shares on the Stock Exchange of Thailand (SET). Its major shareholder is the Ministry of Finance through a shareholding of 6,184 billion shares by the Financial Institutions Development Fund (FIDF), accounting for 55.31 percent of total shares. In addition to commercial banking activities, Krungthai Bank has served as a channel for financial services in support of governmental initiatives. It does this by lending to businesses of certain types, such as One Tambon One Product (OTOP) loans, ICT computer loans, and educational loans. Moreover, the bank is used by most government agencies for disbursements. For example, the revenue department issues tax refunds via Krungthai cheque and it handles disbursement of government funds such as pension payments. During Thailand's economic crisis, the bank supported the government policy of stimulating the national economy by providing the "Thai Khem Kheng Stimulus Package 2012" to boost liquidity. In 2016, Krungthai was selected as "Best Trade Finance Provider in Thailand 2016" by Global Finance magazine based on input from industry analysts, corporate executives and technology experts. Criteria for choosing the winners included: transaction volume, scope of global coverage, customer service, competitive pricing and innovative technologies. As of February 2017, Krung Thai has the largest number of domestic branches of any Thai bank, 1,210. Krung Thai finished its fiscal year 2017 (31 December 2017) with assets of 2,559,991.06 million baht, revenue of 156,973.75 million baht, net profit of 22,440.01 million baht, and total equity of 287,861.26 million baht. Krungthai Bank's financial service under Sharia law, also known as Krungthai Shariah Bank, provided financial services in accordance with Islamic law. It was transferred to the Islamic Bank of Thailand on 9 November 2005.
Kiatnakin Bank

Kiatnakin Bank



Kiatnakin Bank (Thai: ธนาคารเกียรตินาคิน) is a full-service bank based in Thailand. The bank was founded in January 1971 in Bangkok with 17,000 million baht in funds, and has grown to 52 branches. It was listed on the Stock Exchange of Thailand in August 1988 and is included in the SET50 Index. The company headquarters is in Bangkok. Kiatnakin was founded in 1971 as a financial services company, and grew steadily until the recession of the late-1990s forced a suspension of operations. In 2005 the bank, which at the time had 22 financial service branches, applied for and received a commercial banking license. Kiatnakin Securities is a subsidiary company of the bank, and in 2008 the company established a new wholly owned subsidiary, Erawan Law Office.
Krung Thai Bank Krungthai Bank annual profit jumps 27% PUBLISHED : 2019

Krungthai Bank reported a 27% jump in annual profit on Monday due to loan growth and smaller provisions to cover bad loans. The fourth-largest lender said its 2018 net profit totalled 28.5 billion baht, but that missed an average estimate of 29.4 billion baht by 21 analysts in a Refinitiv poll. The state-owned lender said provisions on bad loans fell 41.6% to 26.2 billion baht. Loans rose 4.4% from a year earlier as the bank increased lending to individual customers and state-owned companies. The economy is slowing, with the government forecasting growth of at least 3.8% this year after it estimated 4% growth in 2018. Krungthai Bank's earnings were pressured by a 10.8% drop in fees after an industry-wide waiver on digital transaction fees, while net interest income fell 3.7%. KTB shares rose 1.02%, or 0.20 baht, to 19.80 baht in trade worth 237.9 million baht on the Stock Exchange of Thailand on Monday.
Krungthai Bank Annual Profit Jumps 27% Krungthai Bank annual profit jumps 27% PUBLISHED : 2019 Krungthai Bank reported a 27% jump in annual profit on Monday due to loan growth and smaller provisions to cover bad loans. The fourth-largest lender said its 2018 net profit totalled 28.5 billion baht, but that missed an average estimate of 29.4 billion baht by 21 analysts in a Refinitiv poll. The state-owned lender said provisions on bad loans fell 41.6% to 26.2 billion baht. Loans rose 4.4% from a year earlier as the bank increased lending to individual customers and state-owned companies. The economy is slowing, with the government forecasting growth of at least 3.8% this year after it estimated 4% growth in 2018. Krungthai Bank's earnings were pressured by a 10.8% drop in fees after an industry-wide waiver on digital transaction fees, while net interest income fell 3.7%. KTB shares rose 1.02%, or 0.20 baht, to 19.80 baht in trade worth 237.9 million baht on the Stock Exchange of Thailand on Monday.
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