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Pattaya Searching for nice beaches, hot girls and affordable cost? Pattaya is the best choice for you. A visit to Pattaya is a wonderful way to explore the beaches along the Gulf of Thailand. Pattaya is the centre of the Pattaya-Chonburi Metropolitan Area - the conurbation in Chonburi Province - with a total population exceeding 1,000,000. It is on the east coast of the Gulf of Thailand, about 100 kilometres (62 mi) southeast of Bangkok. Pattaya is about 1 1⁄2 hours, or 120 kilometres (75 mi) by road from Suvarnabhumi Airport, Bangkok's international hub. By road, it is accessed from Sukhumvit Road and Motorway 7 from Bangkok. Pattaya is also served by charter flights via U-Tapao International Airport which is 45 minute drive south of the city. Pattaya has a tropical wet and dry climate, which is divided into the following seasons: hot and dry (December to February), hot and humid (March and April), and hot and rainy (May to November).
Thai Brides

Dating Thai Brides Is Your Way to Happiness

We all look forward to getting married one day and build a family. Thailand ladies are a hotcake for guys out there looking for young and beautiful women for long lasting relationships. Because of their firm cultural foundations, consider yourself lucky man if you find a cute, respectful and adorable woman to be part of your life. Thailand brides are known to for stunning appearance, sexy and petite bodies.

Fortunately, online dating has provided a perfect opportunity where you can meet your soulmate. Nobody wants to be lonely and the journey to begin your search for a Tai lady should start from here. Our website has a vast collection of find Thai bride profiles that guarantee you will find a match that will meet your requirements. We are the best choice if you’re looking to find dating websites that will walk with you every step to find your happiness.

How to Find Thai Bride?

It may not be easy to spot a good woman on the street that is suitable for marriage. At Thaikisses, we understand this and have put in place excellent and tech savvy communication features on our site to boost member interaction. Once you sign up on our website, you’re only a few clicks away from realizing your dream of quitting the singles club. Our website has an extremely simple and friendly user interface making it easier for you to customize your searches.

Make Your Life More Interesting with Thai Brides

We understand that looking for partner who is willing to get married one day is something that is always on everyone’s mind. The modern society is fast paced which leaves many men with little or no time to socialize. With this in mind, our extensive Thai bride catalogue is there to help you simplify your search and find your ideal partner. Many singles are keen to make the right choice when it comes to finding the right marriage partner.

Is It Possible To Meet a Marriage Partner Online?

At ThaiKisses, we go an extra mile to ensure you find young Thai brides that match your personality and expectations. If you think it’s impossible to find a marriage partner online or have simply given up searching, try our website and see for yourself the great results. The only Thai brides cost expected from you is to sign up for free and begin browsing for potential matches. We guarantee that immediately you become our member, wedding bells are about to ring.
Bangkok Bangkok is the capital and most populous city of Thailand. It is known in Thai as Krung Thep Maha Nakhon or simply About this sound Krung Thep. The city occupies 1,568.7 square kilometres in Central Thailand, and has a population of over 8 million. Like most of Thailand, Bangkok has a tropical savanna climate and is under the influence of the South Asian monsoon system. It experiences three seasons, hot, rainy and cool. Bangkok is everything you'd expect from the capital of Thailand: it's noisy, crowded, colorful, exciting, infuriating, and smile inducing.There are ancient sites to be visited such as Wat Phra Keaw, Wat Pho and Wat Arun and modern shopping malls that have a kitschy yet high-end ambiance such as Siam Paragon, Central World MBK and Emporium. Bangkok can be overwhelming as its lifeforce smacks you in the face, but it's a fascinating city that represents Southeast Asia's tension between the developed and developing worlds.
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Thai Ladies

What you need to know about Thai ladies - Life with Thai ladies

Increasingly arise mixed pairs. Especially often partnerships between Thai ladies and German men come about. This is not surprising, because Thai ladies have many advantages to offer, which can be really harmonious relationship. A life with a woman from Thailand has its merits, because alone in character the ladies are quite different as the German women.

Thai ladies have character

Among the positive features of Thai ladies is one of the character in any case. The character of a Thai lady is designed very large, which suggests are especially appealing a relationship with the Asian beauty. Ranging from sweet and shy, to properly defending and opinion representative, everything is possible with these ladies. Usually Thai ladies are very fond of, but still confident. They have a character cheer, having clear assertiveness. The man has for a woman at his side, saying their own opinion and not all agree what the Lord imagines that.

The appearance - Thai ladies take care about their appearance

Make no mistake about nothing, a man always goes after the appearance of a woman. That's perfectly fine, after you see the woman first, before the character can be met. Thai ladies have the good quality, very to pay attention to their appearance. They have thick black hair that is shiny and clean. Pay attention to their bodies and have a gentle, soft, dark skin on. The hands are usually petite, but can do many things, as the ladies are accustomed to hard work. The face of a Thai lady expresses always what she thinks just. The idea of ​​Asian practically read off the face. Many German men find the little snub nose, slightly slit eyes and the sensual mouths of Thai ladies particularly attractive. But the nails make her a lot, because a lot of women from Thailand, have no need to seek to make fake gel nails because their own nails are neat vigorously. As for the height and the body mass, there are in Thailand just different women, as well as in all other countries.

Faith and culture of Thai ladies

As good as all Thais are very religious. Usually they go to Buddhism and to this belief even strangers bring very close. As a German man the knowledge of Buddhism is usually very low, so rather superficial. But with a Thai lady on the side of faith and also the Thai culture can be learned quickly. Many German men learn all even love properly. Who can make friends with the Thai culture and beliefs and this respected unconditionally, can even think about emigrating to Thailand. Often, the Thai ladies live in Germany, but especially when it comes to the fine age, Thailand can be a nice retirement home. The country offers a wonderful warm climate, an incredible flora and fauna as well as many warm people. Just as German retiree has to lead to good opportunities in Thailand a beautiful life, because paid the German pension, which is worth a lot in Thailand. However, life in the distant land is a small change, with the right woman on the side, but it is good to succeed, to get used to the Buddhist temples and rituals, as well as to the markets, the only open at night, ,

Thai ladies can cook well

Thai ladies take good care about food. With a Thai partner that's no problem. Actually all Thai ladies can cook well and above all thai food is very healthy. It is cooked much with rice, rice noodles and glass noodles. When meat is dear to poultry or beef instead resorted to greasy pork. The cooking of Thai ladies are very extensive and many dishes take a long time to complete. Fast cooking there are rather rare in this culture. The ladies take the time for preparation of food but very happy. Of course there are also unusual things that tend not to want to eat a German. Not only Chinese grab happy times to insects, but also the Thais also boiled chicken feet with include on the menu. A Thai partner would never force or persuade her to eat these things but her husband. Thai ladies respect the faith, the culture and also the menu of German very well and are even willing to learn the recipes for numerous German courts.

Thai ladies are very caring

When a man, a Thai lady can call his own, he can feel very big. For Thai ladies are very proud of their German partners and nurture them accordingly. There will be lip-read every wish. The man it is hapern nothing and he can feel well looked after. If he gets sick, the woman does everything so that he will quickly recover. The man's well-being is very important to the Thai lady. The Thai ladies also have very old-fashioned values, what the man benefits but. Because the women take over without a murmur the housework, cooking and care of any children. Nevertheless, as a woman is willing to enter into the world of work.

From the relationship to marriage

A relationship with a Thai lady is usually very straightforward. Life is easy, simple and simply beautiful. Getting to know does not proceed otherwise, as with women of other countries of origin. If it fits, it is very good if it still does not fit, everyone goes their separate ways. The acquaintance is always very easy, because the Thai ladies very accessible people. The heart of each man can also win very quickly. Often the little sweet smile is there already sufficient that the Thai ladies apparently can all very good. Runs the relationship well, even a marriage with a Thai lady can not be excluded. In the relationship, all family members are met, as a rule. The Thai lady learns the man's family and the latest in Thailand holiday the partner can then get to know her family. Here it is important that the man is liked. Like the Thai family the German man not, there is usually not even in marriage. The Thai people is very important family life. The opinion of the parents is the lady important. If it comes to marriage between a German man and a Thai lady, has unfortunately demonstrated in the first time that it is not a marriage. Love should always be shown openly. Even surprise visits of authorities should be considered. It is therefore very important that is lived from the beginning. Even before the marriage a common apartment should be inhabited.

Until the end of life

A marriage to a Thai lady goes in most cases until the end of life. Because the women place much value on traditions and beliefs. Marriage is very meaningful, and the oath of eternal love and fidelity is not broken. Even with problems in marriage a Thai lady does not just assume. If there are children from previous relationships of man, these are as much loved and cared for by the new woman, as if they were their own children. With a Thai lady a real family life can not be excluded. The women are patient, loving and yet have a certain assertiveness. Who wants to have a varied, exciting yet harmonious marriage, which should deal with the Thai ladies quietly take a closer. You could be the woman for life.
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Free Chat

Beautiful thai girls are looking for Thailand chat, friendship and dating

With our Thailand Chat we offer you and single ladies from Thailand the possibility to get in contact with each other. Since its release in 2006, our website has become the largest Thailand dating portal. Hundreds of thousands of singles from all over the world to make contact with unmarried Thai women. Our chat that we offer you on our website
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Our Thailand chat is continuously gaining new members

We offer you the best Thailand chat room to socialize with beautiful women from Southeast Asia. Our chat Thailand allows you and thousands of other lonely men to communicate with women in Thailand via webcam and text messaging. Every week, thousands of new members sign up for our Thailand chat. For you, this means that you can contact new members daily in chat and get to know each other. Convince yourself, register as a new member and browse thousands of profiles of Asian beauties today.

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If you've been to Thailand before, you know that Thai women are some of the most beautiful women in the world. If you want to find and get to know an attractive Thai woman, do not wait any longer and sign up for free on our website Thaikisses.com today. The majority of beautiful Thai women using our Thai dating site can reasonably communicate with you in written and spoken English. Nevertheless, if you are looking for a Thai partner, we recommend learning the Thai language yourself. The majority of Thai women who have registered on our dating site to meet foreign males are able to communicate well with you in English. To finally experience the joy of Thai dating, you just need to sign up for free on our Thailand dating site thaikisses.com. Immediately after signing in, you can search and send text messages to women or invite you to Thailand Chat live in a chat room. As a special service we offer our members online translations of profile descriptions, chat and text messages. We are proud that our website is one of the few big, reputable Thailand dating sites in the world.

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Benefits Of Thai Girls Embracing the Allure of Thai Girls: A Celebration of their Unique Qualities and Benefits In the realm of international dating, Thai girls have garnered a reputation for being captivating, warm-hearted, and enchanting partners. Beyond the stunning landscapes and rich cultural tapestry of Thailand, it's the inherent qualities and benefits that Thai girls bring to relationships that truly set them apart. 1. Warmth and Hospitality: Thai culture is deeply rooted in hospitality, and Thai girls exemplify this trait effortlessly. Known for their genuine smiles and welcoming demeanor, they create an inviting atmosphere that makes anyone feel at ease. Their innate kindness and generosity translate into relationships, where they prioritize their partner's comfort and well-being. 2. Strong Family Values: Family holds a central place in Thai society, and Thai girls often carry this value into their relationships. They exhibit strong familial ties, which signifies their commitment and loyalty not only to their loved ones but also to their partners. This emphasis on family dynamics fosters a sense of unity and support within relationships. 3. Admirable Adaptability: Thai girls have an incredible ability to adapt to new situations and environments. This adaptability stems from their openness to change and their resilient spirit. Whether it's immersing themselves in a different culture or navigating the intricacies of a cross-cultural relationship, their flexibility contributes positively to the dynamics of the partnership. 4. Cultural Richness and Openness: One of the exciting aspects of dating Thai girls is the opportunity to explore and learn about their rich cultural heritage. Their openness to sharing their customs, traditions, and way of life creates a unique bonding experience for partners. This cultural exchange fosters a deeper understanding and appreciation for each other's backgrounds. 5. Respecting Traditions and Values: Thai girls often value their traditional beliefs and values deeply, which can add a sense of stability and structure to a relationship. Their respect for age-old customs is a testament to their character and their desire to maintain a sense of continuity even in the modern world. 6. Balance of Grace and Strength: Thai girls strike a beautiful balance between grace and strength. They possess a remarkable ability to remain composed and elegant even in challenging circumstances. This quality not only enhances their personal demeanor but also contributes to the harmony within the relationship. 7. Positive Outlook on Life: Thai culture places a strong emphasis on maintaining a positive outlook on life, and Thai girls embody this philosophy effortlessly. Their optimistic attitude and ability to find joy in simple pleasures are infectious, bringing a sense of happiness and lightness to their relationships. 8. Loyalty and Devotion: When Thai girls commit to a relationship, they do so with unwavering loyalty and devotion. Their dedication to their partner's well-being and happiness fosters a sense of trust and security, which are essential pillars of a successful partnership. In conclusion, the benefits of dating Thai girls extend far beyond their outward beauty and charming smiles. Their warmth, strong family values, adaptability, cultural richness, and devotion to traditions make them unique and captivating partners. The blend of grace and strength, coupled with their positive outlook on life, contributes to the overall health and happiness of a relationship. Embracing the allure of Thai girls involves not just appreciating their qualities, but also actively engaging in a cross-cultural journey that enriches both partners' lives.
Kiatnakin Bank

Kiatnakin Bank



Kiatnakin Bank (Thai: ธนาคารเกียรตินาคิน) is a full-service bank based in Thailand. The bank was founded in January 1971 in Bangkok with 17,000 million baht in funds, and has grown to 52 branches. It was listed on the Stock Exchange of Thailand in August 1988 and is included in the SET50 Index. The company headquarters is in Bangkok. Kiatnakin was founded in 1971 as a financial services company, and grew steadily until the recession of the late-1990s forced a suspension of operations. In 2005 the bank, which at the time had 22 financial service branches, applied for and received a commercial banking license. Kiatnakin Securities is a subsidiary company of the bank, and in 2008 the company established a new wholly owned subsidiary, Erawan Law Office.
Best Destination Thailand is often considered a fantastic destination for various reasons, which collectively make it a popular and cherished place for travelers worldwide. Here are some of the factors that contribute to Thailand's appeal as a travel destination: Natural Beauty: Thailand boasts diverse and stunning natural landscapes, including pristine beaches, lush jungles, scenic mountains, and picturesque islands. From the clear waters of the Andaman Sea to the lush greenery of the northern mountains, Thailand offers a wide range of breathtaking natural beauty. Cultural Richness: Thailand's rich cultural heritage is a significant draw for visitors. It's a country steeped in history, with ancient temples, palaces, and traditions that are celebrated and revered. The culture is both vibrant and welcoming. Delicious Cuisine: Thai cuisine is renowned worldwide for its bold flavors, use of fresh ingredients, and wide variety of dishes. From street food stalls to upscale restaurants, Thailand offers a culinary adventure that caters to every palate. Warm Hospitality: Thai people are known for their warm and friendly nature, making visitors feel welcome and at ease. The hospitality and smiles of the locals contribute to a positive and memorable travel experience. Affordability: Thailand is often considered a budget-friendly destination. Accommodations, food, transportation, and activities are often reasonably priced, allowing travelers to get excellent value for their money. Diverse Experiences: Whether you seek relaxation on the beach, adventure in the mountains, cultural immersion, or urban exploration, Thailand offers a diverse range of experiences to suit every traveler's preferences. Vibrant Cities: Cities like Bangkok, Chiang Mai, and Phuket offer a mix of modern amenities, historic sites, nightlife, shopping, and cultural attractions. They provide a dynamic urban experience while still retaining their unique Thai character. Adventurous Activities: Thailand offers a wide array of adventure activities such as trekking, scuba diving, rock climbing, zip-lining, and wildlife encounters in its national parks and protected areas. Rich Festivals and Traditions: The country celebrates numerous festivals throughout the year, providing travelers with the opportunity to witness and participate in colorful and culturally significant events. Accessibility: Thailand's well-developed tourism infrastructure, including international airports, efficient transportation options, and a variety of accommodations, makes it accessible and convenient for travelers. Safety: Thailand is generally considered a safe destination for travelers, with a low crime rate and a welcoming atmosphere for tourists. Spa and Wellness: Thailand is renowned for its spa and wellness centers, offering traditional Thai massages, yoga retreats, and holistic therapies that promote relaxation and rejuvenation. Souvenirs and Shopping: Thailand is a shopper's paradise, with vibrant markets, night bazaars, and shopping malls where you can find everything from handicrafts and clothing to electronics and jewelry. While Thailand offers an incredible array of experiences and attractions, the "best" destination can be subjective and depends on individual preferences and interests. However, Thailand's unique blend of natural beauty, cultural richness, affordability, and warm hospitality makes it a compelling choice for many travelers seeking diverse and memorable experiences.
Maybank Kim Eng Securities (thailand) Thailand Bank Maybank Thailand
Maybank Kim Eng Securities (Thailand) has 56 branches throughout Thailand, providing a wide range of investment and securities services with a diversified business base across numerous product and service areas.
In 2014, we were the Financial Advisor and Joint Lead Underwriter for the USD267 million CPN Retail Growth Leasehold Property Fund Rights Offering and Joint Bookrunner and Joint Lead Underwriter for the USD297.4 million Kaset Thai International Sugar Corporation IPO.
An award-winning broker, we have been named Best Brokerage House at The Asset Triple A Awards in 2012 and 2013, Best Retail Broker by Alpha Southeast Asia in 2011, 2012 and 2013, and Best Institutional Broker, also by Alpha Southeast Asia in 2013. Most recently, we were also named Broker of the Year at The Asian Banker Financial Markets Awards 2014. We also continued to be the largest broker in terms of market share in Thailand according to the Stock Exchange of Thailand. This is a position that we have held for 13 consecutive years.
Maybank Kim Eng (Thailand) (MBKET) provides a wide range of services in corporate finance, debt markets, equity capital markets, derivatives, retail and institutional securities broking and research. Our client base covers corporations of various sizes as well as mid- to high-income individuals. Our dedication in providing consistent and efficient services has landed us numerous prestigious awards including the International Technology & Operations Bank of the Year by Asian Banking and Finance in 2014. At present, MBKET is a member of Maybank Group, a leading financial institution with an extensive global network spanning over 20 countries including Singapore, the Philippines, Indonesia and Vietnam.
MBKET offers securities services through our headquarters and 44 branches across Bangkok and upcountry. MBKET is also a Derivatives Agent and a member of the Thailand Futures Exchange (TFEX).
The driving force behind MBKET is our team of over 700 dedicated investment consultants. Our research team has been providing fundamental and technical analyses to assist investors with their investment decisions. We also have professional investment banking analysts who cover the debt and equity markets and offer their financial advisory services.
As the top securities broker, MBKET invests heavily in technology and training to provide our clients with fast and accurate information through KETrade, our sophisticated yet user-friendly trading platform. Investors may use KETrade across a range of devices, whether it be on their desktop or on the go; iPad and iPhone users may trade on KE iTrade while Android users may do so on i2Trade. Likewise, MBKET’s research and dealing operations are characterized by quality and efficiency. KELive, our retail research team, has developed one of the most popular stock market websites in Thailand for research. Investors can get updated investment information via KELive TV, the first internet TV programme covering stocks and derivatives movements, stock picks, technical analysis and market trends.
Maybank Kim Eng Securities (Thailand) Public Company Limited has officially changed its name from Kim Eng Securities (Thailand) Plc on 25 November 2011.
Bank Of Ayudhya

Bank of Ayudhya



Bank of Ayudhya Public Company Limited, branded and commonly referred to as Krungsri (sometimes stylized as krungsri), is the fifth largest bank in Thailand in terms of assets, loans, and deposits. Through its branches and service outlets in Thailand and abroad, the company provides banking, consumer finance, investment, asset management, and other financial products and services to small and medium enterprises, large corporations and individual customers. The Bank of Ayudhya was established on 27 January 1945 in Phra Nakhon Si Ayutthaya Province, the old capital of Thailand. The bank opened its doors on 1 April 1945 with registered capital of one million baht. In 1970, the bank's head office was relocated to Ploenchit Road, coinciding with the bank's celebration of the royal appointment (garuda) emblem, granted by the king to the bank on 15 May 1970. The bank was listed on the Stock Exchange of Thailand on 26 September 1977, trading symbol, "BAY". On 3 January 2007, Krungsri and GE Capital became strategic partners. GE Capital and Ratanarak Group were major shareholders with a 33 percent and a 25 percent stake in BAY, respectively. In September 2012, GE announced the sale of 7.6 percent of its stake in Krungsri via a number of block trades, reducing their ownership to 25.33 percent. On 18 December 2013, MUFG Bank, Ltd., the wholly owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), Japan's largest banking group, replaced GE Capital as the major shareholder of Krungsri. After having undergone many changes in the late 2000s, including the acquisition of GE Money Thailand, and in order to reach its goal of becoming one of the top three banks in Thailand, Bank of Ayudhya felt the need to visually unify its subsidiaries. Also, the company was perceived as an "old lady bank". Therefore, in 2014, Bank of Ayudhya rebranded to "Krungsri" (shortened from กรุงศรีอยุธยา, "capital city/revered city Ayutthaya"), a name the bank was already colloquially known as. In news articles, the formal and colloquial names are used interchangeably, while for the bank's own marketing (such as logos, URL, storefronts, ATMs, bank cards and promotional material) "Krungsri" is used.
Bank Of Singapore (bos) Thailandthailand Bank Bank of Singapore Bank of Singapore (Chinese: 新加坡银行; pinyin: Xīnjiāpō yínháng) is a Singapore-based private banking arm of OCBC Bank. Formerly known as ING Asia Private Bank, it was acquired by OCBC Bank in 2009 from ING Group for US$1.46 billion.[1] As at 31 March 2019, Bank of Singapore's assets under management (AUM) was US$108 billion. Bank of Singapore serves high net worth individuals and wealthy families in its key markets of Southeast Asia, Greater China, Indian subcontinent and other international markets. Headquartered in Singapore, Bank of Singapore has branches in Hong Kong and Dubai International Financial Centre, with representative offices in Manila and Dubai. In Europe, the bank serves clients through BOS Wealth Management Europe Société Anonyme (S.A.) which is headquartered in Luxembourg and has a London office. Bank of Singapore is rated Aa1 by Moody's. History The bank was formed in 2010 by the acquisition of ING Asia Private Bank by OCBC Bank in 2009, as a result of ING's restructuring plan, following a government bailout of ING Group in 2008, due to the financial crisis in the late 2000s. Its current headquarters, the Bank of Singapore Centre at Market Street, was officially opened on June 2011. Since then, the bank has been strengthening its position in the Asia Pacific region. In April 2016, OCBC Bank announced that Bank of Singapore, its private banking subsidiary, had acquired the wealth and investment management business of Barclays in Singapore and Hong Kong. The transaction was completed in November 2016, with US$13 billion of assets transferred to Bank of Singapore. More than 60 private bankers from Barclays joined Bank of Singapore as a result of the acquisition. Bank of Singapore partnered the Wealth Management Institute and Nanyang Technological University to launch an Advanced Diploma in Private Banking Programme for its private bankers in May 2016. In October 2016, Bank of Singapore announced that DZ PRIVATBANK Singapore will refer their clients to the bank as it ceases its operations in Singapore. DZ PRIVATBANK is a subsidiary of the third largest bank in Germany, DZ Bank AG. In November 2016, Bank of Singapore received regulatory approval to operate a branch in Dubai International Financial Centre. The set-up of the branch allows Bank of Singapore to offer a comprehensive range of customized private banking solutions[buzzword] including investments, credit and wealth planning advisory services to its ultra high and high net worth clients. The branch was officially opened on 19 February 2017 by the Deputy Ruler of Dubai and President of Dubai International Financial Centre His Highness Sheikh Maktoum bin Mohammed bin Rashid Al Maktoum. In July 2018, Bank of Singapore was granted an investment company license to operate a wealth management subsidiary in Luxembourg – a first for a Singapore private bank. Bank of Singapore, through this new subsidiary, BOS Wealth Management Europe Société Anonyme (S.A.), can offer a comprehensive range of customised private banking solutions[buzzword] and investment advisory services to its ultra-high and high net worth clients in the European Economic Area (“EEA”) and the United Kingdom (“UK”). The EEA comprises the European Union (EU) countries and Iceland, Liechtenstein and Norway. BOS Wealth Management Europe S.A. was officially launched on 1 April 2019 in Luxembourg. The official opening for its UK branch in London was held the next day.
Bank For Agriculture And Agricultural Co Operatives (baac) Thailand Bank In 1966 Bank for Agriculture and Agricultural Cooperatives (BAAC) has been established according to Bank for Agricultural Cooperatives. Its objectives are to provide financial assistance to farmers, farmer associations and agricultural cooperatives which conduct agriculture and other related-agriculture business. Mr. Chamnian Saranaga, BAAC’s first President exerted great efforts in laying the solid foundation of BAAC’s operation and pioneered many development areas to secure and sustain equitable growth up to the present time. He also laid good governance principles known as BAAC’s ethics in order to enable all level of BAAC’s staff to perform their jobs efficiently without conflict of interest among stakeholders especially client farmers. Transformation to Rural Development Bank First Decade (1966 – 1976) Focusing on reducing informal loan : In the first decade BAAC emphasized on extending short-term and medium-term loan to farmers on timely fashion and covered more geographic areas as much as possible in order to reduce existing informal lending being offered at high interest rates. Financial innovation especially Joint Liability Group had been utilized as collateral for getting loan from BAAC in order to enable farmers who had no land or other asset to be mortgaged to borrow from BAAC. Second Decade (1977 – 1986) Providing more financial products : In order to expedite and streamline BAAC’s financial services, cash credit line had been offered to client farmers. Moreover BAAC also collaborated with other government and private sectors to provide farmers and communities with quality farm input, agriculture infrastructure and also marketing linkage. For example central markets had been established in major cities in crucial province and paddy pledging scheme had been launched to defer agricultural produce selling in order to stabilize farm price. Third Decade (1987 – 1996) Strengthening and enhancement initiatives : Financial inclusion had been played an important role. BAAC expanded more BAAC’s financial assistance coverage by offering financial services to small scale farmers and the poor who normally never be granted to gain access to financial services from financial institutions. Moreover BAAC developed exceptional criterion for providing loan for those who were in need. Regarding the fact that individual farmers were always at a serious disadvantage when selling their agricultural produce, BAAC, in collaboration with the Cooperative Promotion Department, took the initiative to help farmers establish Agricultural Marketing Cooperatives (AMCs) in order to gain more bargaining power by the collective purchasing of farm inputs and equipment and selling of agricultural produce. In order to offer better services BAAC initiated service-mind culture within BAAC’s staff. Fourth Decade (1997 to 2006) Embarking on Sufficiency Economy and modernization : BAAC’s response to financial competitiveness resulted in major changes to its roles and operational strategies resulting in amendment to its BAAC-law in order to extend its business function so that BAAC could provide more financial assistance to other related agricultural careers such as non-farm business. Additionally, the philosophy of Sufficiency Economy was adopted by the bank, its employees and customers leading to strengthened communities and improvement of services provided by bank employees to the customers. Through the project, BAAC instituted the “Concept of Truth of Life” based on the Philosophy Sufficiency Economy and provided farmers with knowledge of how to do household accounting and encouraged them to form community groups. Moreover Islamic Bank Fund had been established at selected BAAC’s branches to provide financial services to Islamic people. Fifth Decade (2007 – Present) Uplifting standard of living and extending services coverage : With commitment to rural development BAAC has been employing Sufficiency Economy practices into its agenda. For example uplifting standard of living of small scale farmers. Additionally BAAC also develop new financial services and expand its financial assistance to cover more beneficiaries such as individual, village fund, communities, and other relevant agencies including agricultural cooperatives. Moreover Sufficiency Economy Philosophy has also been induced to communities to develop communities’ self-immunity. In addition BAAC also implant a campaign “Do your best with your customer” to ensure that customer satisfaction has been achieved. Code of Conduct and Organization’s Culture have been strengthen within organization so that BAAC’s commitments to upgrading farmers’ standard of living are achieved which bring communities prosperity in sustainable manner ultimately. Objective of BAAC To provide financial assistance to individual farmers, farmer associations, and agricultural cooperatives that do their business in agricultural related and non-agricultural related activities as well. To provide needed knowledge and technology to farmers and their families in order to uplifting their standard of living. To collaborate with other relevant agencies both government and private sectors in order to support their business and agricultural related activities so that they can earn more income and bring them better standard of living ultimately.
Thanachart Bank Public

Thanachart Bank Public Company Limited (TBank)



Thanachart Bank Public Company Limited (TBank) (Thai: ธนาคารธนชาต) is a bank headquartered in Bangkok, Thailand. It commenced operations on 22 April 2002 with Thanachart Capital PCL (TCAP) as its parent company. The bank is Thailand's sixth-largest bank (in assets). Thanachart Bank began operations on 22 April 2002 with a restricted banking license. It was granted a full commercial banking license by the Ministry of Finance on 1 March 2004. In 2007, Scotiabank bought 24.98 percent of TBank's shares, later increased to 48.99 percent. TCAP's shareholding portion decreased to 50.92 percent. In July 2011 Scotiabank transferred all of its Thanachart Bank shareholdings to Scotia Netherlands Holdings B.V. As of 31 December 2014, TBank was 50.96 percent owned by TCAP and 48.99 percent owned by Scotia Netherlands Holdings. For the year ending 31 December 2014, Thanachart reported total assets of 1,008,890 million baht. Net profit for the year was 9,922 million baht. At the end of 2014 the bank had 617 branches, 51 foreign exchange booths, 14,806 employees, and 2,100 ATMs. It has four million customers at 600 branches nationwide.
United Overseas Bank Limited

United Overseas Bank Limited



United Overseas Bank Limited (commonly known as UOB; simplified Chinese: 大华银行有限公司; traditional Chinese: 大華銀行有限公司; pinyin: Dàhuá Yínháng Yǒuxìan Gōngsī;) is a Singaporean multinational banking organisation headquartered in Singapore, with branches mostly found in most Southeast Asian countries. Founded in 1935 as United Chinese Bank (UCB) by Sarawak businessman Wee Kheng Chiang, the bank was set up together with a group of Chinese-born businessmen. The bank is the third largest bank in South East Asia by total assets UOB provides commercial and corporate banking services, personal financial services, private banking and asset managementservices, as well as corporate finance, venture capital, investment, and insurance services. It has 68 branches in Singapore and a network of more than 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America. On August 6, 1935, businessman Wee Kheng Chiang, together with six other friends, established the bank after raising S$1 million. The bank was named United Chinese Bank (UCB) to emphasize its links to the Chinese population in Singapore. On October 1935, UCB opened for business in the three story Bonham Building. In 1965, the bank was renamed to United Overseas Bank and opened its first overseas branch in Hong Kong. In 1970, UOB was listed on the Joint Stock Exchange of Singapore and Malaysia, at that time the stock exchange have office in both Singapore and Kuala Lumpur. After it was publicly listed, the bank went through a series of targeted acquisitions. The bank first acquired the controlling stake of Chung Khiaw Bank in 1971, which expanded its domestic presence and also gave the bank offices in Malaysia and Hong Kong. A new logo for both United Overseas Bank and Chung Khiaw Bank was launched in January 1972. In 1973, UOB then acquired Lee Wah Bank, which provided services in Malaysia and Singapore. In that same year, the bank built a new 30 storey office tower in place of the Bonham Building, which was named the UOB Building (now known as UOB Plaza 2). The company continued with acquisitions, with Far Eastern Bank in 1984, Westmont Bank (now known as UOB Philippines) and Radanasin Bank (now known as United Overseas Bank (Thai) Public Company Limited) in 1999. The bank then merged with the Overseas Union Bank Limited (OUB) in a deal estimated to be worth S$10 billion in 2001. In 2002, UOB started expanding into the Chinese market by opening a new full service branch office in Shanghai and upgrading of its Beijing office to a full-service branch. UOB has branches and offices located across Asia Pacific, North America and Western Europe, with most of their operations located mainly in Southeast Asian countries such as Brunei, Malaysia, Indonesia, Myanmar, Philippines, Thailand and Vietnam. In December 2011, United Overseas Bank launched its free mobile UOB Mobile application. Mobile Cash, a key feature of this application, allows all UOB customers to send cash to any registered recipient who can withdraw the money from more than 600 UOB ATMs in Singapore. Initially only available on the Apple Appstore, the application soon became available to users of Android and Blackberry smartphones.
Krung Thai (or Krungthai) Bank Public Company Limited (ktb)

Krung Thai (or Krungthai) Bank Public Company Limited (KTB)



Krung Thai (or Krungthai) Bank Public Company Limited (KTB) (Thai: ธนาคารกรุงไทย) is a state-owned bank under license issued by the Ministry of Finance. KTB's Swift code is KRTHTHBK. The bank came into being on 14 March 1966 following the merger of two government-owned banks, Kaset Bank and Monton Bank. The merged banks were then named "Krungthai Bank Limited", bearing its logo as an image of the Vayupaksa bird, which is also used by the Ministry of Finance. On 2 August 1989, Krungthai Bank was the first state enterprise to list its shares on the Stock Exchange of Thailand (SET). Its major shareholder is the Ministry of Finance through a shareholding of 6,184 billion shares by the Financial Institutions Development Fund (FIDF), accounting for 55.31 percent of total shares. In addition to commercial banking activities, Krungthai Bank has served as a channel for financial services in support of governmental initiatives. It does this by lending to businesses of certain types, such as One Tambon One Product (OTOP) loans, ICT computer loans, and educational loans. Moreover, the bank is used by most government agencies for disbursements. For example, the revenue department issues tax refunds via Krungthai cheque and it handles disbursement of government funds such as pension payments. During Thailand's economic crisis, the bank supported the government policy of stimulating the national economy by providing the "Thai Khem Kheng Stimulus Package 2012" to boost liquidity. In 2016, Krungthai was selected as "Best Trade Finance Provider in Thailand 2016" by Global Finance magazine based on input from industry analysts, corporate executives and technology experts. Criteria for choosing the winners included: transaction volume, scope of global coverage, customer service, competitive pricing and innovative technologies. As of February 2017, Krung Thai has the largest number of domestic branches of any Thai bank, 1,210. Krung Thai finished its fiscal year 2017 (31 December 2017) with assets of 2,559,991.06 million baht, revenue of 156,973.75 million baht, net profit of 22,440.01 million baht, and total equity of 287,861.26 million baht. Krungthai Bank's financial service under Sharia law, also known as Krungthai Shariah Bank, provided financial services in accordance with Islamic law. It was transferred to the Islamic Bank of Thailand on 9 November 2005.
Bangkok Activities Bangkok, the capital of Thailand, is a vibrant and diverse city with a wide range of activities and attractions to enjoy. Here's a list of things to do in Bangkok: 1. Visit the Grand Palace: Explore the stunning Grand Palace complex, which houses the Emerald Buddha Temple. The architecture and intricate details are a must-see. 2. Wat Pho (Temple of the Reclining Buddha): Marvel at the enormous golden reclining Buddha statue and explore the beautifully decorated temple grounds. 3. Wat Arun (Temple of Dawn): Visit this iconic temple on the Chao Phraya River, known for its intricate design and panoramic views from its central prang (tower). 4. Take a Longtail Boat Ride: Explore the city's canals (khlongs) and riverways on a traditional longtail boat to get a unique perspective of Bangkok. 5. Chatuchak Weekend Market: Shop for souvenirs, clothing, and local goods at this massive weekend market, one of the largest in the world. 6. Explore Chinatown: Wander through the bustling streets of Chinatown, known for its vibrant atmosphere, street food, and unique shops. 7. Visit the Jim Thompson House: Explore the former home of the American entrepreneur and art collector Jim Thompson, known for his role in revitalizing the Thai silk industry. 8. Try Thai Street Food: Bangkok is renowned for its street food. Sample dishes like pad Thai, green curry, mango sticky rice, and various grilled skewers from street vendors. 9. Ride the Skytrain (BTS) and Subway (MRT): Utilize Bangkok's efficient public transportation systems to explore the city easily. 10. Lumpini Park: Escape the city's hustle and bustle with a visit to this tranquil park, where you can relax, rent a paddleboat, or practice tai chi. 11. Asiatique The Riverfront: Experience a mix of shopping, dining, and entertainment along the Chao Phraya River. 12. Erawan Shrine: Pay your respects at this Hindu shrine famous for its four-faced deity, Lord Brahma. 13. Art Galleries and Museums: Explore Bangkok's art and culture scene at places like the Bangkok Art and Culture Center and the Museum of Contemporary Art (MOCA). 14. Rooftop Bars: Enjoy breathtaking city views while sipping cocktails at one of Bangkok's famous rooftop bars, such as Sky Bar at Lebua or Vertigo at Banyan Tree. 15. Khao San Road: Experience Bangkok's backpacker hub with lively nightlife, street food, and a vibrant atmosphere. 16. Muay Thai Boxing: Watch a thrilling Muay Thai boxing match at one of the city's stadiums, such as Rajadamnern or Lumpinee Stadium. 17. Day Trip to Ayutthaya: Explore the historic ruins of Ayutthaya, a UNESCO World Heritage Site, located just a few hours from Bangkok. These are just a few of the many activities and attractions you can enjoy in Bangkok. The city offers a rich cultural experience, delicious cuisine, and a vibrant atmosphere that will leave you with lasting memories.
Krung Thai Bank Krungthai Bank annual profit jumps 27% PUBLISHED : 2019

Krungthai Bank reported a 27% jump in annual profit on Monday due to loan growth and smaller provisions to cover bad loans. The fourth-largest lender said its 2018 net profit totalled 28.5 billion baht, but that missed an average estimate of 29.4 billion baht by 21 analysts in a Refinitiv poll. The state-owned lender said provisions on bad loans fell 41.6% to 26.2 billion baht. Loans rose 4.4% from a year earlier as the bank increased lending to individual customers and state-owned companies. The economy is slowing, with the government forecasting growth of at least 3.8% this year after it estimated 4% growth in 2018. Krungthai Bank's earnings were pressured by a 10.8% drop in fees after an industry-wide waiver on digital transaction fees, while net interest income fell 3.7%. KTB shares rose 1.02%, or 0.20 baht, to 19.80 baht in trade worth 237.9 million baht on the Stock Exchange of Thailand on Monday.
Bangkok Bank Of Thailand Bangkok Bank Bangkok Bank is one of the leading banks in Southeast Asia. Is a leading service provider for business customers And has the largest customer base in Thailand. Its branch network includes over 1,165 branches. As of September 2018 within Thailand, with 32 international branches in 15 economies, including wholly owned subsidiaries in Malaysia and China. The international branch network is concentrated in Southeast Asia, China, Hong Kong, Taiwan and Japan; and the bank also has branches in London and New York. Bangkok Bank is the only Thai bank with a local bank in China with its head office in Shanghai and six branches. The China branches are in Shanghai, Beijing, Shenzhen, Chongqing, Xiamen, and the Shanghai Free Trade Zone. Bangkok Bank has 16 international branches in ASEAN countries which form the ASEAN Economic Community (AEC). Bangkok Bank is the only Thai bank to have a branch in Myanmar where its Yangon Branch opened on 2 June 2015. Bangkok Bank was established in 1944 and was listed on the Stock Exchange of Thailand in 1975. Presidents of Bangkok Bank since its founding are: · Luang Roprukit, 1944–1952 · Chin Sophonpanich, 1952–1977 · Boonchu Rojanastien, 1977–1980 · Chatri Sophonpanich, 1980–1992 · Vichit Suraphongchai, 1992–1994 · Chartsiri Sophonpanich, 1994–present
Kasikornbank

KASIKORNBANK



KASIKORNBANK (Thai: ธนาคารกสิกรไทย, Chinese: 开泰银行; pinyin: Kāi Tài Yínháng, often stylised as KBank and formerly known as the Thai Farmers Bank) is a major banking group in Thailand. KBank was established on 8 June 1945 (2488 BE) by Choti Lamsam, with registered capital of five million baht. It has been listed on the Stock Exchange of Thailand since 1976. The current chairman and CEO is Bantoon Lamsam, the grandson of the founder. In 2003, Thai Farmers Bank changed its name to KASIKORNBANK or KBank. As of September 2018 KBank was the fourth largest commercial bank in Thailand as measured by total assets, loans, and deposits, with the market shares of 15.2%, 15.0% and 15.6% respectively. Kasikornbank has a registered capital of 30.5 billion baht with paid up capital of 23.9 billion baht and market capitalization of 517 billion baht (ranked #1 in the banking sector on the Stock Exchange of Thailand). KBank has consolidated assets of 3.155 trillion baht (about USD97.2bn), total deposits of 1.995 trillion baht and total loans outstanding of 1.914 trillion baht[1]. The bank offers consumer banking such as mobile and credit card, mortgage lending, wealth management, corporate banking services including cash management, international trade financing, lending, deposit-taking, supply chain financing, Bancassurance, FX and derivatives, investment banking, custodian services, asset management, securities service, and factoring. Kasikornbank (then Thai Farmers Bank) was established on 8 June 1945, with registered capital of 5 million bahts and 21 employees. Its first office is now the Thanon Sua Pa Main Branch. The bank showed healthy performance after only six months in operation. As of 31 December 1945, or at the end of its first accounting period, the bank recorded total deposits of 12 million bahts and with assets of 15 million baht. KBank headquarters is located on Ratburana road, Bangkok. The operations and IT hubs take place in the buildings located in Impact, Muang Thong Thani, Bangkok. The hub of sales, trading and investment banking is located at 400/22 Phahonyotin avenue. Kasikorn Research Center, Asset Management and Securities businesses are also located on Phahonyothin building. Kasikornbank operates close to a thousand branches, over 9,000 ATMs, 140 foreign exchange booths and 58 international trade centers throughout Thailand. The bank branch network extends throughout Thailand’s 77 provinces, as well as overseas. · 2 locally incorporated institution: KASIKORNBANK (CHINA) Co., Ltd. (has; 3 branches in Shenzhen, Chengdu and Shanghai; one sub-branch in Longgang district, Shenzhen; and 2 rep-offices in Beijing and Kunming) and KASIKORNTHAI BANK Ltd. (in Lao PDR) · 3 overseas branches: Phnom Penh, Hong Kong and Cayman Islands · 6 representative offices: Tokyo, Yangon, Hanoi, Ho Chi Minh, Los Angeles and Jakarta. KBank provides financial products and services through its core business divisions: Corporate Banking and SME Business provides lending, project financing, trade credit, cash management solution, custodian, FX & derivatives risk management, etc. Retail Business provides bank account, credit card, debit card, K-Personal Credit, K-Payroll Benefit, K-Home Loan, wealth management, insurance, foreign currency bank note exchange, and money transfer thru digital banking solution.
Krungthai Bank Annual Profit Jumps 27% Krungthai Bank annual profit jumps 27% PUBLISHED : 2019 Krungthai Bank reported a 27% jump in annual profit on Monday due to loan growth and smaller provisions to cover bad loans. The fourth-largest lender said its 2018 net profit totalled 28.5 billion baht, but that missed an average estimate of 29.4 billion baht by 21 analysts in a Refinitiv poll. The state-owned lender said provisions on bad loans fell 41.6% to 26.2 billion baht. Loans rose 4.4% from a year earlier as the bank increased lending to individual customers and state-owned companies. The economy is slowing, with the government forecasting growth of at least 3.8% this year after it estimated 4% growth in 2018. Krungthai Bank's earnings were pressured by a 10.8% drop in fees after an industry-wide waiver on digital transaction fees, while net interest income fell 3.7%. KTB shares rose 1.02%, or 0.20 baht, to 19.80 baht in trade worth 237.9 million baht on the Stock Exchange of Thailand on Monday.
Bangkok Restaurant Bangkok is renowned for its diverse and exceptional dining scene, offering a wide range of culinary experiences. Here are 10 of the best restaurants in Bangkok, known for their outstanding cuisine: Gaggan: This restaurant by Chef Gaggan Anand consistently ranks among Asia's best. It offers an innovative and artistic take on Indian cuisine, combining traditional flavors with modern techniques. Le Normandie: Located in the Mandarin Oriental Bangkok, Le Normandie is an elegant French restaurant with Michelin-starred cuisine. It offers a fine dining experience with a view of the Chao Phraya River. Sra Bua by Kiin Kiin: Part of the Siam Kempinski Hotel, Sra Bua offers modern Thai cuisine with a creative twist. The tasting menu showcases Thai flavors in a contemporary presentation. Jay Fai: A legendary street food vendor awarded a Michelin star, Jay Fai is famous for its crab omelet and other seafood dishes cooked to perfection over open flames. Nahm: Helmed by Chef David Thompson, Nahm is known for its authentic Thai flavors and has received Michelin recognition. The restaurant is located at the COMO Metropolitan Bangkok. Bo.Lan: This restaurant focuses on traditional Thai cuisine and offers a menu inspired by Thailand's rich culinary heritage. The ingredients are sourced locally, and the experience is immersive and educational. Saneh Jaan: Located in the glasshouse of the Anantara Siam Bangkok Hotel, Saneh Jaan serves authentic and rarely seen Thai dishes from various regions. It's a culinary journey through Thailand's diverse flavors. Issaya Siamese Club: Set in a charming colonial-style house with a lush garden, Issaya Siamese Club offers modern Thai cuisine with a farm-to-table approach. The creative dishes are both delicious and visually appealing. Paste: Known for its contemporary take on Thai cuisine, Paste showcases traditional recipes with modern flair. It's located in the Gaysorn Village Shopping Center. Namsaah Bottling Trust: This stylish and vibrant restaurant offers a modern take on Thai street food and local dishes. It's known for its creative cocktails and lively atmosphere. These restaurants offer a range of culinary experiences, from traditional Thai cuisine to innovative fusions and international flavors. It's advisable to make reservations in advance, especially for the top-rated venues, as they tend to fill up quickly. Enjoy your gastronomic journey through the diverse flavors of Bangkok!
Thailand Moves Towards Massive Blockchain Adoption By Prashant Jha

Thailand is moving towards a mass blockchain adoption, where 22 banks and enterprises have decided to come together to build a common blockchain payment system for the country. The news came to light through a blog post published by Siam Commercial Bank (SCB). The blog post reveals that the Thai Bankers Association which comprises of 14 banks along with 7 state-owned enterprises and businesses have come together to build the Thailand Blockchain Community. The main aim of the Blockchain association is to enhance the efficiency and competitiveness. The blog post also shed some light on the participating members of the project and read: “The organization that initiated the creation of Thailand Blockchain Community Initiative consists of Siam Commercial Bank. Bangkok Bank Krung Thai Bank Public Company Limited Krungsri Ayudhya Bank Kasikorn Bank Kiatnakin Bank CIMB Thai Bank TMB Bank, TISCO Bank, Thanachart Bank, Bank for Agriculture and Agricultural Cooperatives, UOB Bank, Standard Chartered Bank (Thai) and Government Savings Bank.” The project will be headed by the Commercial Bank of Thailand and lists IBM and Accenture as the consultant firms. Thailand’s SCB bank has been showing interest in implementing blockchain for better transaction time and lower fees for quite some time now. The largest commercial bank in the country has recently incorporated Ripple made banking solutions in their operations which helped them bring down the transaction time from a couple of days to under three minutes. The bank has also shown interest in using XRP token in its operations in some manner but insisted that there is no solid plan behind it and users might need to wait for an official announcement before anything in that regard materializes. The central bank of Thailand has also shown interest in using the blockchain aided system for interbank settlements. Not only Thailand many commercial and central banks around the world have come together to create a blockchain based decentralized Utility settlement token which can be used by the banks to directly convert any currency form in its digital equivalent which then can be transferred across the borders and liquidated back to the fiat amount by the receiving bank.
Mizuho Bank Mizuho Corporate Bank engaged in steady expansion overseas, opening twenty overseas offices between 2005 and 2010, particularly in China, as well as in the Americas, Europe and Middle East. In 2006, Mizuho Corporate Bank became the first Japanese bank to obtain financial holding company status in the U.S., and Mizuho Financial Group listed its ADRs on the New York Stock Exchange. The two banks were initially consolidated under a holding company, Mizuho Holdings. On October 1, 2005 they were transferred to a new holding vehicle, Mizuho Financial Group.[4] On July 1, 2013, a merger between the former Mizuho Bank and the former Mizuho Corporate Bank took place, and the institution was named Mizuho Bank. Mizuho services include current accounts, domestic and international cash cards, international money transfers, credit cards, saving accounts, loans, and Internet banking.
Thai Investment And Securities Company Limited Tisco Bank Thailand TISCO Bank Public Company Limited was established as a finance company. In order to operate the business as the first investment bank in Thailand in 1969, it has always played an important role and has been involved in the development of the Thai money and capital markets. By initiating various types of financial products and services, such as initiating provident fund services and commercial papers (1969), various securities data reporting services (BE 2512) 1970), Business Research Service, Commercial and Industrial Projects for the Business Sector (1972), Hire Purchase Loan (1973), Large Project Loan Services with Institutions Many funds are co-lenders (Syndicate Loan) (2520), as well as a founding member of the Stock Exchange of Thailand (2518). TISCO Finance Company Received a license from the Ministry of Finance to upgrade to be a full commercial bank in accordance with the Bank of Thailand's financial system development plan. "TISCO Bank Public Company Limited" started its business on July 1, 2005. The bank has different business strategies from general commercial banks. By focusing on expanding business with expertise such as retail loans, wealth management, financial advisory services At present, TISCO Bank has 61 branches nationwide. There is a management structure under TISCO Financial Group Public Company Limited, which has a complete financial service network, both Securities business Fund management business Retail loan business Insurance and life insurance brokerage business A total of more than 291 branches nationwide. TISCO Bank adheres to the highest standards of fair service. Focus on providing financial advice And offering suitable products according to the needs of customers By selecting outstanding products that are not limited to camps (Open Architecture) to meet the financial goals of each customer Which aims to be a good financial advisor for customers in the long term Coupled with providing financial knowledge to the community and society To raise the quality of life according to the guidelines for sustainable development TISCO was the first to offer stock reports and securities underwriting service. The company set up an affiliated company to operate stock brokerage business in 1974 which later became a founder member of the Stock Exchange of Thailand. In asset management, TISCO was among the selected financial institutions to first receive the Asset Management License in 1992 to operate fund management business for private, corporate and mutual fund clients.
Thai Visa A marriage visa, often referred to as a "Non-Immigrant O Visa," is a type of visa that allows foreign individuals who are married to Thai nationals to stay in Thailand for an extended period. This type of visa is designed to facilitate family reunification and allows the foreign spouse to live with their Thai partner. Here's an overview of the marriage visa process for foreign men married to Thai women: 1. Eligibility Criteria: You must be legally married to a Thai national. The marriage must be legally registered in Thailand or your home country. 2. Required Documents: Passport with at least 6 months validity. Application form for the Non-Immigrant O Visa. Proof of marriage, such as a marriage certificate or its equivalent. Proof of financial means, such as bank statements showing sufficient funds to support yourself during your stay. Photographs (usually passport-sized) of both you and your Thai spouse. Accommodation information in Thailand. 3. Applying for the Visa: You can apply for the Non-Immigrant O Visa at the Royal Thai Embassy or Consulate in your home country before you travel to Thailand. 4. Visa Validity and Extensions: The initial Non-Immigrant O Visa is usually granted for 90 days. After arriving in Thailand, you must apply for a one-year extension at a local immigration office. This process involves providing updated documents and demonstrating your relationship's continued validity. 5. Renewing the Visa: You can renew the visa annually by presenting the necessary documentation to a Thai immigration office in Thailand. 6. Permanent Residency (PR): If you've held a marriage visa for three consecutive years, you might be eligible to apply for permanent residency in Thailand. This process involves meeting specific financial requirements and other criteria set by the Thai government. 7. Responsibilities: As a visa holder, you are required to adhere to Thai laws and regulations, including those related to reporting your address to immigration authorities when you stay in a different location. It's important to note that visa requirements and processes can change, so it's advisable to consult the official website of the Royal Thai Embassy or Consulate in your country for the most up-to-date information before beginning the application process. Additionally, consider seeking advice from professionals who specialize in Thai immigration matters to ensure a smooth application process and compliance with regulations.
Thai Wife Thai women, like women from any culture, are diverse individuals with their own unique personalities, values, and characteristics. However, there are certain cultural traits and expectations that might shape their role as wives in traditional Thai society. It's important to remember that individuals can deviate from stereotypes, and modern Thai society is evolving, leading to a wide range of perspectives and behaviors. Here are some general insights into what Thai women might be like as wives: 1. Family-Centered: Family is of utmost importance in Thai culture, and many Thai women bring this value into their roles as wives. They often prioritize the well-being and harmony of the family unit and might actively engage in family gatherings, events, and caregiving for extended family members. 2. Respectful and Supportive: Thai wives often show respect for their husbands and tend to be supportive of their aspirations and endeavors. This respect is typically reciprocated, as Thai culture places a high emphasis on mutual respect within relationships. 3. Adaptable and Resourceful: Thai women are known for their adaptability and resourcefulness. This trait can be valuable in various aspects of married life, from managing household matters to adapting to changing circumstances. 4. Skilled Homemakers: Traditionally, Thai women are skilled in various domestic tasks such as cooking, cleaning, and taking care of the home. However, it's important to note that modern Thai women may have diverse careers and interests beyond homemaking. 5. Nurturing and Caring: Many Thai women have a nurturing and caring nature, which can extend to their roles as wives and mothers. They often prioritize the well-being of their partners and children. 6. Balanced Approach to Finances: Thai wives may often contribute to the family's financial stability, either through their own careers or by managing the household budget. This can lead to a balanced approach to financial responsibilities within the marriage. 7. Loyalty and Commitment: Thai culture places a strong emphasis on loyalty and commitment within relationships. Thai wives are often dedicated to the success and longevity of their marriages. 8. Communication Styles: Thai women may have different communication styles influenced by their culture. They might be indirect in expressing certain matters to maintain harmony, but this can vary greatly based on individual personality and upbringing. 9. Cultural Traditions: Depending on the level of traditional values upheld by a Thai woman, she might follow cultural customs and traditions within the marriage, such as paying respect to the husband's parents or participating in cultural ceremonies. 10. Modern Values: With the changing landscape of Thai society, many women are adopting more modern values and roles. This can include pursuing education, careers, and personal aspirations alongside their roles as wives. 11. Emotional Support: Thai wives often provide emotional support to their husbands, offering a safe and understanding space for them to express their thoughts and feelings. It's important to recognize that these characteristics are generalizations, and individuals can vary widely in how they embody them. Additionally, modern Thai women are increasingly asserting their individuality, making their own choices, and challenging traditional gender roles. The role of a Thai wife is influenced by a combination of cultural, personal, and societal factors, and each relationship is unique. Respect, open communication, and understanding are key in any cross-cultural marriage.
Thai Women Thai women may choose to date Western men for a variety of reasons, as with any cross-cultural dating scenario. It's important to note that individuals are unique, and their motivations can vary widely. Here are some potential reasons why Thai women might be attracted to dating Western men: 1. Cultural Exploration and Exchange: Dating a Western man can provide Thai women with an opportunity to explore a different culture, lifestyle, and perspective. This cultural exchange can be enriching and broaden their horizons. 2. Economic and Financial Considerations: Economic factors can play a role in cross-cultural relationships. Some Thai women may perceive Western men as having more stable financial situations, which could offer them a chance for a more comfortable life or financial security. 3. Exposure to Different Values: Western cultures often emphasize individualism, gender equality, and open communication. Thai women might be attracted to the idea of a partner who values and practices these principles, which could differ from the traditional gender roles and expectations they might encounter in Thai culture. 4. Language and Communication: For Thai women seeking to improve their English language skills or learn a new language, dating a Western man can offer an opportunity for language practice and immersion. 5. Different Dating Dynamics: Some Thai women might find Western dating dynamics more egalitarian and open, which could be appealing to those seeking more freedom and autonomy in their relationships. 6. Globalization and Exposure: Increased globalization and the widespread availability of information through media and the internet might contribute to Thai women's interest in Western culture and people. 7. Personal Compatibility: As with any relationship, personal compatibility is a significant factor. Thai women might find qualities in Western men that align with their own values, interests, and goals. 8. Perception of Better Treatment: Thai women might perceive Western men as being more respectful, supportive, and appreciative of their partners' individuality, which could lead to healthier and more fulfilling relationships. 9. Escape from Social Pressures: In some cases, Thai women might feel pressure from societal expectations, family traditions, or cultural norms that they wish to escape or challenge. Dating a Western man could provide an alternative lifestyle that aligns better with their personal aspirations. 10. Love and Genuine Connection: Ultimately, the most common reason for anyone to date someone from another culture is the desire for love and a genuine emotional connection. Thai women, like anyone else, might find love and companionship with Western men based on shared values, interests, and mutual affection. It's essential to approach these relationships with an open mind and respect for cultural differences. Each individual's reasons for dating someone from a different culture can be unique, and it's important to avoid making assumptions or generalizations. Building any successful relationship, cross-cultural or not, requires mutual understanding, open communication, and shared values.
Thai Food One of the most famous and iconic dishes in Thailand is "Pad Thai." Pad Thai is a flavorful stir-fried noodle dish that has gained international popularity for its delicious combination of sweet, savory, and slightly spicy flavors. It's a staple of Thai cuisine and can be found on the menu of almost every Thai restaurant around the world. Key ingredients in Pad Thai typically include: Rice noodles: These thin, flat rice noodles are the base of the dish. Protein: Pad Thai can be made with various proteins, such as shrimp, chicken, tofu, or a combination of these. Tamarind paste: This provides the dish with its signature tangy flavor. Fish sauce: Adds saltiness and umami. Palm sugar: Provides sweetness to balance the flavors. Chilies: These can be added for a touch of heat, although the level of spiciness can be adjusted to suit your taste. Eggs: Scrambled into the dish for added texture and flavor. Bean sprouts: These are often used as a garnish and add a refreshing crunch. Peanuts: Crushed peanuts are sprinkled on top for a nutty, crunchy element. Lime wedges: Served as a garnish to add a burst of citrusy flavor. Pad Thai is typically served with a lime wedge and garnished with chopped cilantro. It's a delightful combination of textures and flavors that makes it a favorite among both locals and tourists. You can find variations of Pad Thai throughout Thailand, and it's often customized to individual preferences, making it a versatile and beloved Thai dish.
Thai Credit Bank Retail Bank (tcrb) Thailand Bank Thai Credit Bank Retail Bank Public Company Limited, Thai Life Insurance Group Conducting business that provides financial services for more than 3 decades under the name of Thai Housing Credit Foncier Company Limited. And was authorized to establish and operate on 18 January 2007 Thai Credit Retail Bank Public Company Limited focuses on the importance of retail customers. Which is considered an important foundation of the country Especially loan products such as nano and micro credit loans for retail businesses Micro SME loans Currently, the bank has the largest share in the nano-finance and microfinance market. And has a rapid growth rate of the organization Until receiving the fastest growing retail banking award in Thailand 2017 and 2018 from Global Banking & Finance Review magazine in England At present, Thai Credit Retail Bank Public Company Limited has a full branch of financial services. Both in Bangkok and surrounding provinces And also expanding the service to the region in the form of retail loans To allow retail customers to access services and credit products conveniently throughout the region
Standard Chartered Bank (thai)thailand Bank Standard Chartered Bank (Thai) pcl Address: 100 North Sathorn Road Silom Bangrak City: Bangkok Post Code: 10500 Country: Thailand Phone Number: +66 (0) 2724 4000 Fax Number: +66 (0) 2724 8008 General Email: [members only] URL: www.sc.com/th Business Activity: Banking Business Activity: Financial Services Show People Show People Background Standard Chartered Bank (Thai) is a member of the Standard Chartered Group, a leading international banking group, with more than 150-year history in some of the world’s most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, Here for good. We are present in more than 60 markets, with over 1,000 branches and around 3,000 ATMs. Established in 1894, Standard Chartered Bank (Thai) has played an important role in serving our clients, supporting local business and contributing to Thailand’s trade and economy. With around 750 full-time employees, we offer a wide range of corporate & institutional banking products and services to support out clients. Products or Services Standard Chartered Bank (Thailand), through the Corporate & Institutional Banking, serves corporate and institutional clients, with services in trade and corporate finance, cash management, lending, securities services an FX. Ownership Standard Chartered Bank owns 99.87% of Standard Chartered Bank (Thai) Pcl. Senior Management Plakorn Wanglee, Chief Executive Officer, Thailand and Representative Offices (Cambodia, Laos and Myanmar) BCCT Member Company since 1946operational strategies resulting in amendment to its BAAC-law in order to extend its business function so that BAAC could provide more financial assistance to other related agricultural careers such as non-farm business. Additionally, the philosophy of Sufficiency Economy was adopted by the bank, its employees and customers leading to strengthened communities and improvement of services provided by bank employees to the customers. Through the project, BAAC instituted the “Concept of Truth of Life” based on the Philosophy Sufficiency Economy and provided farmers with knowledge of how to do household accounting and encouraged them to form community groups. Moreover Islamic Bank Fund had been established at selected BAAC’s branches to provide financial services to Islamic people. Fifth Decade (2007 – Present) Uplifting standard of living and extending services coverage : With commitment to rural development BAAC has been employing Sufficiency Economy practices into its agenda. For example uplifting standard of living of small scale farmers. Additionally BAAC also develop new financial services and expand its financial assistance to cover more beneficiaries such as individual, village fund, communities, and other relevant agencies including agricultural cooperatives. Moreover Sufficiency Economy Philosophy has also been induced to communities to develop communities’ self-immunity. In addition BAAC also implant a campaign “Do your best with your customer” to ensure that customer satisfaction has been achieved. Code of Conduct and Organization’s Culture have been strengthen within organization so that BAAC’s commitments to upgrading farmers’ standard of living are achieved which bring communities prosperity in sustainable manner ultimately. Objective of BAAC To provide financial assistance to individual farmers, farmer associations, and agricultural cooperatives that do their business in agricultural related and non-agricultural related activities as well. To provide needed knowledge and technology to farmers and their families in order to uplifting their standard of living. To collaborate with other relevant agencies both government and private sectors in order to support their business and agricultural related activities so that they can earn more income and bring them better standard of living ultimately.
Sumitomo Mitsui Banking Corporation Thailand

Sumitomo Mitsui Banking Corporation Bangkok Branch (SMBC Bangkok)



Established in 1952 as the first Japanese bank in Thailand, Sumitomo Mitsui Banking Corporation Bangkok Branch (SMBC Bangkok) has been providing trusted financial products and services in the region for the past 66 years. Always keen on growth opportunities, the company aims to grow and prosper along with its customers, maximising shareholders’ value through continuous business investment, enhancement, and expansion. Customer service and governance at SMBC Bangkok are central to company philosophy, and the bank maintains productive working relationships with its Thai clients, as well as regulatory bodies. SMBC Bangkok has a strong presence in the domestic debt market and offers various loans and bill-of-exchange services. The bank’s wholesale services are designed to meet the exacting needs of high-profile corporate clients. SMBC Bangkok facilitates large trade transactions, working capital financing, and currency conversion through its wholesale services. The company has a disciplined business approach, and ethically sound CSR initiatives are in place. SMBC Bangkok’s educational initiatives are training programmes designed to help staff match, and exceed, international expertise in the local sector. The CFI.co judging panel is pleased to present Sumitomo Mitsui Banking Corporation Bangkok Branch with the 2018 Best International Wholesale Services Bank (Thailand) award. SMBC has the longest history among Japanese banks in Thailand, with more than 60 years of history in the country. Through our two locations in Bangkok and Chonburi, the bank offers a host of products and services, which are strengthened by SMFG’s network of companies. The branch has an award winning team and a strong presence in the domestic debt market. In 2013, SMBC Thailand was ranked 4th in the Mandated Lead Arrangers rankings and was the top ranked foreign bank (2016) by Loan Pricing Corporation, a Thomson Reuters company. For more information on the below, please click here . Financial Information Tariff rates Deposit rates Bill of Exchange rates Interest rate - Lending Others SHARE: QUICK LINKS Bank of Thailand Deposit Protection Agency Thailand Board of Investment Regional Products & Services About SMBC Asia Pacific Bangkok Branch Address 8th-10th Floor, Q. House Lumpini Building, 1 South Sathorn Road, Tungmahamek, Sathorn, Bangkok 10120, Thailand Phone 66 (2) 353-8000 Facsimile 66 (2) 353-8282 View Map Chonburi Branch Address Harbor Office 14th Floor, 4/222 Moo. 10 Sukhumvit Road, Tungsukla, Sriracha, Chonburi 20230 Thailand Phone 66 (38) 400 700 Facsimile 66 (38) 400 715 View Map Financial Information Assets and Liabilities Financial Statement Capital Ratio Information Liquidity Coverage Ratio SMFG Companies in Thailand SMFL Leasing (Thailand) Co., Ltd Sumitomo Mitsui Auto Leading & Service (Thailand) Co., Ltd PROMISE (Thailand) Co., Ltd SBCS Co., Ltd External Links Bank of Thailand - Information on payment systems Deposit Protection Agency
Thai Bride Price The concept of a "bride price" or "dowry" is present in various cultures around the world, including some parts of Thailand. However, it's important to note that practices can vary widely within Thailand itself, and modern trends are changing traditional customs. The bride price in Thailand can range significantly based on factors such as regional customs, socioeconomic status, and personal preferences of the families involved. In certain traditional Thai communities, the bride price might involve gifts, money, or valuables given by the groom's family to the bride's family as a symbolic gesture of appreciation and support for the marriage. The bride's family might then use these gifts to help cover wedding expenses or for other purposes. The value of the bride price can vary from a symbolic token to a more substantial amount, often depending on factors like the families' financial situations, social status, and cultural practices. It's important to highlight that many modern Thai couples are moving away from strict adherence to traditional practices and may choose to forego or modify the concept of a bride price. Instead, they might focus on personal compatibility, mutual understanding, and shared values in their relationships. Before making any assumptions or decisions related to a bride price in Thailand, it's crucial to engage in open and respectful communication with the families involved and consider the wishes and preferences of the couple getting married. Additionally, understanding the legal and cultural implications specific to the region or community is important to ensure that everyone involved is comfortable and well-informed.
Siam Commercial Bank

Siam Commercial Bank



Siam Commercial Bank (Thai: ธนาคารไทยพาณิชย์) was established on 30 January 1907 by royal charter as the first Thai bank. According to information filed with the Bank of Thailand, SCB was Thailand's largest commercial bank (in total assets), as of 31 December 2018. King Vajiralongkorn is the largest single shareholder, owning 23.35 percent of SCB shares. SCB was founded as the "Book Club" on 4 October 1904 by Prince Jayanta Mongkol, a brother of King Chulalongkorn (Rama V), who was convinced that the time was ripe for Siam to have its own banking system to help foster the country's economic development, rather than rely on foreign banks operating branches in the country. The name "Book Club" was chosen in an effort to keep the project sub rosa as it was something of an experiment. After the success of the "Book Club", King Chulalongkorn granted royal approval for it to officially operate as a commercial bank under the name "The Siam Commercial Bank" on 30 January 1907. SCB opened its headquarters in Bangkok's Talat Noi District in 1910. In 1911, it was granted approval to display the royal Garudasymbol as a royal warrant by King Vajiravudh (Rama VI). SCB's total market capitalization as of 31 December 2018 was 453,813 million baht. As of April 2018, SCB had 1,154 branches. It plans to reduce the number of branches to 400 by 2020 as it moves to digital banking. The workforce is to be reduced also, from 27,000 to 15,000. As of 2013 it had 108 foreign exchange kiosks and 9,142 ATMs. According to SCB, "The Bank provides a full range of financial services, including corporate and personal lending, retail and wholesale banking, foreign currency operations, international trade financing, cash management, custodial services, credit and charge card services and investment banking services, through its head office and its extensive branch network.
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Industrial And Commercial Bank Of China Limited (icbc)thailand Bank Founded on 26 August 1969 originally as a commercial company, the company later obtained a license to undertake finance and securities business from the Ministry of Finance on 26 October 1973 and was listed on the Stock Exchange of Thailand (SET) in 1978. On 23 December 2005, the Bank was granted a commercial bank license from the Ministry of Commerce.
On 21 April 2010, the Industrial and Commercial Bank of China Limited (ICBC), the largest commercial bank in the world in terms of market capitalization, acquired 97.24% of the total issued shares of the Bank from a voluntary tender offer of all shares traded on the SET and changed the name of the Bank to “Industrial and Commercial Bank of China (Thai) Public Company Limited” becoming a part of the ICBC Group. On 19 March 2011, the Bank delisted from the SET. At present, the ICBC holds 97.86% of the total shares sold of the Bank. An increase of 0.16% from 2013 as a result of a capital increase at a ratio of 2.3735 existing shares to 1 ordinary share at par value of Baht 8.92 registered on 4 September 2014.
As a fully licensed commercial bank, the Bank aims to be on the forefront of commercial banks in Thailand on international banking service. Being a part of the ICBC Group means customers of the Bank are able to fully utilize the services provided by the Group’s network which is growing at a rapid pace in China as well as around the world. As of the mid of 2018, ICBC Group had a total of 16,024 branches and service centers in China and 420 additional branches in 45 countries around the world. Furthermore, ICBC also has 1,543 correspondent banks in 146 countries worldwide.
At present, the Bank has one subsidiary, ICBC (Thai) Leasing Company Limited, which the Bank owns 99.99 %, the company offers leasing and hire purchase services.
ICBC (Thai) continues to hold its credit rating by Fitch Ratings at the highest attainable rating of AAA(tha) for National Long-Term Rating for the seventh consecutive years confirming the Bank’s strong financial position.
Move To Thailand Moving to Thailand involves several steps and considerations, from obtaining the necessary visas to settling into your new life. Here's a general guide on how to move to Thailand: 1. Research and Planning: Research the different regions of Thailand to determine where you'd like to live. Consider factors like climate, cost of living, job opportunities, and lifestyle. Research the types of visas available and choose the one that suits your purpose of moving (e.g., work, retirement, study, business). 2. Visa Requirements: Depending on your situation, you'll need to apply for the appropriate visa. Common types include: Tourist Visa: For short stays. Non-Immigrant Visa: For various purposes like work, retirement, or study. Business Visa: For those looking to start or invest in a business. Retirement Visa: For retirees over a certain age. 3. Visa Application: Visit the Royal Thai Embassy or Consulate in your home country to apply for your chosen visa. Requirements and processes vary, so check the specific embassy's website for information. 4. Meet Visa Requirements: Visa requirements can include financial proof, medical certificates, background checks, and sponsorship letters, depending on the type of visa you're applying for. 5. Secure Accommodation: Find suitable accommodation in your chosen city or region. You might consider temporary housing initially, such as hotels or serviced apartments, while you search for a more permanent residence. 6. Job Search (if applicable): If moving for work, start searching for job opportunities online or through recruitment agencies. Securing a job offer can facilitate the visa application process. 7. Apply for Work Permit (if working): Once in Thailand, if you're working, you'll need to obtain a work permit. This typically requires employer sponsorship and involves documentation such as your employment contract and medical check. 8. Health Insurance: It's recommended to have comprehensive health insurance to cover medical expenses during your stay in Thailand. 9. Learn About Local Laws and Customs: Familiarize yourself with local laws, customs, and cultural norms to ensure a smooth transition. 10. Financial Planning: Open a bank account in Thailand and consider how you'll manage your finances, including currency exchange and any necessary transfers. 11. Language and Culture: Learning some basic Thai phrases and understanding local customs can greatly enhance your experience and interactions with locals. 12. Register with Your Embassy: Register with your home country's embassy or consulate in Thailand. This can be helpful in case of emergencies or for receiving important updates. 13. Settling In: Once you arrive in Thailand, take some time to settle in, explore your new surroundings, and begin building a network of friends and contacts. Moving to Thailand requires careful planning, research, and adherence to legal requirements. Each person's situation is unique, so be sure to consult official government sources and seek advice from reliable sources before making any major decisions.
Gogo Bars Pattaya Pattaya is a coastal city in Thailand that is known for its beaches, nightlife, and entertainment. The city has a rich history, dating back to the 1960s when it was a quiet fishing village. Over the years, Pattaya has transformed into a bustling tourist destination, attracting visitors from around the world. One of the main attractions in Pattaya is the gogo-bars, which have become famous for their lively and exotic performances. In this article, we will explore the history of Pattaya and how it became a hub for gogo-bars. Early Days of Pattaya Pattaya was once a small fishing village on the east coast of Thailand. In the early 1960s, it was discovered by American servicemen who were stationed at a nearby airbase. They found the area to be a quiet and peaceful retreat from the hustle and bustle of Bangkok, and it quickly became a popular vacation spot for American soldiers. Soon after, other Western tourists began to visit Pattaya, drawn by its beautiful beaches and relaxed atmosphere. The Rise of the Gogo-Bar Scene In the 1970s, Pattaya began to develop a reputation for its gogo-bars. Gogo-bars are establishments that feature women dancing on stage, often in revealing clothing or lingerie. The origins of the gogo-bar scene in Pattaya are not entirely clear, but it is believed to have been influenced by the sex industry in nearby Bangkok. As the gogo-bar scene grew in Pattaya, it began to attract a diverse range of visitors, including young backpackers, wealthy businessmen, and curious tourists. The bars themselves were often located in small alleyways or side streets, away from the main thoroughfares of the city. The performances were typically lively and entertaining, featuring a mix of traditional Thai music and Western pop songs. The Dark Side of Pattaya's Gogo-Bar Scene While the gogo-bars in Pattaya were a major attraction for many tourists, they also had a darker side. Many of the women who worked in the bars were from poor rural areas and were often lured into the industry with promises of high-paying jobs. In reality, many of them were subjected to exploitation, abuse, and human trafficking. Despite these issues, the gogo-bar scene in Pattaya continued to thrive, attracting a steady stream of visitors from around the world. In the 1990s, the Thai government began to crack down on the sex industry, implementing stricter laws and regulations. This led to the closure of many gogo-bars and other establishments, as well as a decline in tourism to Pattaya. Pattaya Today Today, Pattaya has evolved into a more family-friendly destination, with a wide range of attractions and activities for visitors of all ages. The city is home to a number of world-class hotels, restaurants, and shopping centers, as well as a vibrant nightlife scene that caters to a variety of tastes and preferences. While the gogo-bars are still present in Pattaya, they are no longer as prominent as they once were. Many of the bars have shifted their focus to other forms of entertainment, such as live music and DJ performances. Additionally, there has been a growing movement towards ethical tourism in Pattaya, with a focus on sustainability, social responsibility, and community engagement. Conclusion The history of Pattaya and its rise to fame as a hub for gogo-bars is a complex and multifaceted one. While the gogo-bars have played a significant role in the city's development and tourism industry, they have also been the subject of controversy and criticism. As Pattaya continues to evolve and change, it will be interesting to see how
Commerce International Merchant Bankers

Commerce International Merchant Bankers

CIMB Group Holdings Berhad (MYX: 1023) is a Malaysian universal bank headquartered in Kuala Lumpur and operating in high growth economies in ASEAN. CIMB Group is an indigenous ASEAN investment bank. CIMB has a wide retail branch network with 1,080 branches across the region. The group operates under several entities, which include CIMB Investment Bank, CIMB Bank, CIMB Islamic, CIMB Niaga, CIMB Securities International and CIMB Thai. The group's business activities are primarily in the areas of Consumer Banking, Wholesale Banking, comprising Investment Banking and Corporate Banking, Treasury & Markets, and Group Strategy & Strategic Investments, with its core markets being Malaysia, Indonesia, Singapore and Thailand. CIMB Islamic operates in parallel with these businesses, in line with the group's dual banking model. The group has over 40,000 employees located in 18 countries, covering ASEAN and major global financial centres, as well as countries in which its customers have significant business and investment dealings. The group's geographical reach and its products and services are complemented by partnerships. Its partners include the Principal Financial Group, Bank of Tokyo-Mitsubishi UFJ, Standard Bank and Daewoo Securities, among others.
Government Savings Bank (gsb)

Government Savings Bank (GSB)



Government Savings Bank (GSB) (Thai: ธนาคารออมสิน) is a state-owned Thai bank headquartered in Phaya Thai District, Bangkok. It celebrated its 102nd anniversary on 1 April 2015. GSB's Swift code is GSBATHBK. King Vajiravudh (Rama VI) introduced a means to save money to Thailand in 1913. His purpose was to introduce Thai people to banking services and to promote a habit of thrift and saving. King Vajiravudh issued an act, effective 1 April 1913, to formally set up a "Savings Office" which began its operations under the Royal Treasury. In 1929, in a period of economic depression, King Rama VII permitted the transfer of the bank to the Post and Telegraph Department of the Ministry of Commerce and Transportation to make it more convenient for citizens. The bank established new businesses such as travel savings, capital accumulation savings, and house deposit savings. By the end of 1936, a total of 104 branches of the Government Savings Bank around the country. After World War II, the government, recognizing the benefits of savings as well as the role that the Savings Office played in financial development, transformed it into a juristic person, to be operated independently under the supervision of a board of directors appointed by the finance minister as mandated by the Government Savings Bank Act B.E. 2489 (1946). The office was renamed the Government Savings Bank (GSB), effective 1 April 1947. GSB is now a juristic person and state enterprise operating as a financial institution guaranteed by the government under the supervision of the Ministry of Finance.[5] GSB operates 1,141 branches throughout the country. The bank showed total assets of 2,259,016 million baht as of 31 December 2014, ranked number four in the Thai banking sector. Net profit was 22,231 million baht, increasing 322 million baht or 1.5 percent over the previous year.
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Government Housing Bank (ghb)thailand Bank

Best bank For having a home

The beginning of Thor.

On January 9, 1953, His Majesty King Bhumibol Adulyadej has been graciously pleased to grant the "Act Government Housing Bank 2496 " and announced in the Government Gazette on 20 January 2496 to establish the Government Housing Bank (GHB) as a specialized financial institution. As a state enterprise under the Ministry of Finance Important intention in establishing "To help Finance for the public to have a residence as it should be. " And the bank opening ceremony was held on 24 September 1953, which is considered the start date of the bank as well. By using the "Vimanmek" logo that represents the home that makes the family happy, warm, peaceful, comparable to Phitphiman.

Start providing credit services for housing and deposits

In 1973, Thor. Started lending housing. Both short-term loans For entrepreneurs to develop residential projects And long-term loans For the general public, in the following year (1974) opened the first depository business

Improve the organizational structure And new financial strategies

After the economic crisis (1979 - 1981), the bank has improved the organizational structure and financial and banking strategies, such as the division of loans with loans Streamline the credit granting process And develop personnel training Initiate special savings accounts Which has been popular and is a major source of funds, asking the bank to continue for many years And the establishment of a credit center to solve the problem of outstanding housing projects By analyzing and considering lending to project operators

Open the headquarters And opening branches in department stores

18 August 1986. The bank moved its head office from Ratchadamnoen Nai Road to Huay Kwang. And use the former headquarters as the Rajadamnern branch office In addition, in that month, the service began to expand. By opening the financial counters off-site at department stores Bank Service Center at District Offices throughout Thailand And opening many credit service units.

The symbol "Two hands holding the house"

The 40th anniversary of the year 1993, the bank changed its symbol from "Vimarnmek" is a "two-handed image of the house" in accordance with the approval of "Good state enterprises" including starting to make websites www.ghbank.co.th In order to provide information to the general public and in 1996, was recognized by the United Nations Center for Human Settlements "Financial institutions with excellent performance"

60 years of founding

24 September 2013 60th anniversary of the founding Which the Bank requires this year to be "Years of service" for the Bank of Thailand to be the first place in the hearts of customers And maintain leadership in housing loans Including initiating management policies "understand, access, develop creatively and pay attention to corporate culture" in order to lead the organization to grow sustainably

In addition, the Bank has organized special events to celebrate the various aspects of the agenda, such as CSR activities, "Learning Center to ASEAN Gate", Thor's House Project for Humanity, to build - repair 600 houses, 60-year project, book house Etc. in Thailand.

65 years of "making Thai people have a house"

Year 2018, another year of pride, the 
 Bank continues to fully move forward in carrying out its mission. "Make Thai people have a home" while being geared towards achieving vision "The best bank for having a home" and accelerate the development of digital sevice in order to increase the competitiveness of the bank in terms of services. To be up-to-date by developing Payment Gateway to be a payment platform that is a digital platform, including the development of mobile applications that include all services of the Bank of Thailand. Year 2018, including outstanding corporate management awards Large group, Outstanding Development Cooperation Award, for enhancing organizational management (Nanny Project) and the Cooperation Award for the development of strategic cooperation in honor (Home Builder Project)
Foreigners In Thailand Yes, foreigners have the opportunity to live in Thailand on a long-term or even permanent basis, but the process and requirements can vary depending on the individual's circumstances and goals. Here are some ways that foreigners can achieve long-term or permanent residency in Thailand: 1. Retirement Visa: If you're over a certain age (typically 50 or 55) and meet the financial requirements, you can apply for a retirement visa. This visa allows you to stay in Thailand for a year, with the option to renew annually. 2. Marriage Visa: If you're married to a Thai citizen, you can apply for a marriage visa. This visa allows you to live in Thailand as the spouse of a Thai national. 3. Work Visa and Work Permit: If you're offered a job in Thailand, your employer can sponsor you for a work visa and work permit. This allows you to legally work and live in Thailand. 4. Investment Visa: If you're planning to invest a significant amount in a Thai business, you might be eligible for an investment visa, which can lead to long-term residency. 5. Permanent Residency (PR): Thailand offers permanent residency to a limited number of foreigners each year. PR status grants you the right to live in Thailand indefinitely without the need to renew visas. To qualify, you generally need to have held a non-immigrant visa for at least three years, have stable finances, and meet certain criteria set by the Thai government. 6. Elite Visa: The Thailand Elite Visa is a special program that offers a range of visa options, including long-term stays and even a 20-year visa. This program requires an upfront fee and offers various privileges. 7. Education Visa: If you're planning to study in Thailand, you can apply for an education visa, which allows you to stay for the duration of your studies. It's important to note that visa and residency requirements can change, and the process can be complex. It's recommended to consult the official website of the Royal Thai Embassy or Consulate in your country for the most up-to-date and accurate information about the specific type of visa you're interested in. Additionally, seeking legal advice or guidance from professionals who specialize in Thai immigration matters can be beneficial to ensure a smooth transition and compliance with Thai regulations.
Relationship Thai Women In the realm of international dating, Thai girls have garnered a reputation for being captivating, warm-hearted, and enchanting partners. Beyond the stunning landscapes and rich cultural tapestry of Thailand, it's the inherent qualities and benefits that Thai girls bring to relationships that truly set them apart. 1. Warmth and Hospitality: Thai culture is deeply rooted in hospitality, and Thai girls exemplify this trait effortlessly. Known for their genuine smiles and welcoming demeanor, they create an inviting atmosphere that makes anyone feel at ease. Their innate kindness and generosity translate into relationships, where they prioritize their partner's comfort and well-being. 2. Strong Family Values: Family holds a central place in Thai society, and Thai girls often carry this value into their relationships. They exhibit strong familial ties, which signifies their commitment and loyalty not only to their loved ones but also to their partners. This emphasis on family dynamics fosters a sense of unity and support within relationships. 3. Admirable Adaptability: Thai girls have an incredible ability to adapt to new situations and environments. This adaptability stems from their openness to change and their resilient spirit. Whether it's immersing themselves in a different culture or navigating the intricacies of a cross-cultural relationship, their flexibility contributes positively to the dynamics of the partnership. 4. Cultural Richness and Openness: One of the exciting aspects of dating Thai girls is the opportunity to explore and learn about their rich cultural heritage. Their openness to sharing their customs, traditions, and way of life creates a unique bonding experience for partners. This cultural exchange fosters a deeper understanding and appreciation for each other's backgrounds. 5. Positive Outlook on Life: Thai culture places a strong emphasis on maintaining a positive outlook on life, and Thai girls embody this philosophy effortlessly. Their optimistic attitude and ability to find joy in simple pleasures are infectious, bringing a sense of happiness and lightness to their relationships. 6. Loyalty and Devotion: When Thai girls commit to a relationship, they do so with unwavering loyalty and devotion. Their dedication to their partner's well-being and happiness fosters a sense of trust and security, which are essential pillars of a successful partnership. In conclusion, the benefits of dating Thai girls extend far beyond their outward beauty and charming smiles. Their warmth, strong family values, adaptability, cultural richness, and devotion to traditions make them unique and captivating partners. The blend of grace and strength, coupled with their positive outlook on life, contributes to the overall health and happiness of a relationship. Embracing the allure of Thai girls involves not just appreciating their qualities, but also actively engaging in a cross-cultural journey that enriches both partners' lives.
Citibank

Citibank



Citibank is the consumer division of financial services multinational Citigroup.Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York. Citibank provides credit cards, mortgages, personal loans, commercial loans, and lines of credit. The bank has 2,649 branches in 19 countries, including 723 branches in the United States and 1,494 branches in Mexico operated by its subsidiary Banamex. The U.S. branches are concentrated in six metropolitan areas: New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. In 2016, the United States accounted for 70% of revenue and Mexico accounted for 13% of revenue. Aside from the U.S. and Mexico, most of the company's branches are in Poland, Russia, Pakistan, India and the United Arab Emirates. Citibank's private-label credit card division, Citi Retail Services, issues store-issued credit cards for such companies as: American Airlines, Best Buy, ConocoPhillips, Costco, ExxonMobil, The Home Depot, Sears, Shell Oil, Staples Inc. and until January 2018, Hilton Hotels & Resorts. As a result of the financial crisis of 2007–2008 and huge losses in the value of its subprime mortgage assets, Citigroup, the parent of Citibank, received a bailout in the form of an investment from the U.S. Treasury. On November 23, 2008, in addition to an initial investment of $25 billion, a further $20 billion was invested in the company along with guarantees for risky assets of $306 billion. The guarantees were issued at a time markets were not confident Citi had enough liquidity to cover loses from those investments. Eventually the Citi shares the Treasury took over in return for the guarantees it issued were booked as net profit for the treasury as Citi had enough liquidity and guarantees did not have to be used. By 2010, Citibank had repaid the loans from the Treasury in full, including interest, resulting in a net profit for the U.S. federal government. On April 11, 2007, Citigroup, the parent of Citibank, announced layoffs of 17,000 employees, or 8% of its workforce. On November 4, 2007, Charles Prince resigned as the chairman and chief executive of Citigroup, the parent of Citibank, following crisis meetings with the board in New York in the wake of billions of dollars in losses related to subprime lending. Former United States Secretary of the Treasury Robert Rubin took over as chairman, subsequently hiring Vikram Pandit as chief executive. On November 5, 2007, several days after Merrill Lynch announced that it too had been losing billions from the subprime mortgage crisis in the United States, Citi reported that it will lose between $8 billion and $11 billion in the fourth quarter of 2007, in addition to the $6.5 billion it lost in the third quarter of 2007. Effective November 30, 2007, Citibank sold its 17 Puerto Rico branches, along with $1.0 billion in deposits, to Banco Popular. In January 2008, Citigroup reported a $10 billion loss in the fourth quarter of 2007, after an $18.1 billion write down. In March 2008, Citibank set up Mobile Money Ventures, a joint venture with SK Telecom, to develop mobile apps for banking. It sold the venture to Intuit in June 2011. In May 2008, the company closed an $87.5 million leaseback transaction for branches in New York City. In July 2008, Citibank Privatkunden AG & Co. KGaA, the company's German division, was sold to Crédit Mutuel. On February 22, 2010, it was renamed to Targobank. In August 2008, after a three-year investigation by the California Attorney General, Citibank was ordered to repay the $14 million that was removed from 53,000 customers accounts over an 11-year period from 1992 to 2003, plus an additional $4 million in interest and penalties. The money was taken under an electronic "account sweeping program" where any positive balances from over-payments or double payments were removed without notice to the customers. On November 23, 2008, during the financial crisis of 2007–2008, Citigroup was forced to seek federal financing to avoid a collapse similar to those suffered by its competitors Bear Stearns and AIG. The U.S. government provided $25 billion and guarantees to risky assets in exchange for Citigroup stock. On January 16, 2009, Citigroup announced that it was separating Citi Holdings Inc., its non-core businesses such as brokerage, asset management, and local consumer finance and higher-risk assets, from Citicorp. The split was presented as allowing Citibank to concentrate on its core banking business. On October 19, 2011, Citigroup, the parent of Citibank, agreed to a $285 million civil fraud penalty after the U.S. Securities and Exchange Commission accused the company of betting against risky mortgage-related investments that it sold to its clients. In 2014, Citigroup announced it would exit retail banking in 11 markets, primarily in Europe and Central America. In September 2014, Citibank exited the Texas market with the sale of 41 branches to BB&T. In September 2015, Citibank announced that it would close its 17 branches in Massachusetts and end sponsorship of a theater in Boston. In 2015, the bank was ordered to pay $770 million in relief to borrowers for illegal credit card practices. The Consumer Financial Protection Bureau said that about 7 million customer accounts were affected by Citibank's "deceptive marketing" practices, which included misrepresenting costs and fees and charging customers for services they did not receive. On March 1, 2017, an article in The Economic Times of India stated that Citibank may close its 44 branches in India, as digital transactions made them less necessary. The articles wrote that Citibank was “India’s most profitable foreign lender”. On March 20, 2017, The Guardian reported that hundreds of banks had helped launder KGB-related funds out of Russia, as uncovered by an investigation named Russian Laundromat. Citibank was listed among the American banks that were named as having handled the laundered funds, with banks in the US processing around $63.7 million between 2010 and 2014. Citibank was listed as having processed $37 million of that amount, with others including Bank of America, which processed $14 million. as the bank “handled $113.1 million” in Laundromat cash.